Millionaire Challenge

tinktay84

Well today im pacing like a caged animal...off work as kids are off with polling day, also poorly so recovering...
Problem is my son has gone out for the day and my daughter has not been returned (court order in place as things are so messy) it is my exes way of trying to keep a hold over my life, he knows he is breaking the order but also knows the cost to me when trying to enforce the order.
I'm also awaiting payment off a customer that has been earmarked to spread across 8 debts equally thus chipping away and holding off all in 1 go.
Instead of sitting about I have started to decorate our dining room using materials I have left over from jobs.
Ive checked all my finances, sorted out an advert for a new lodger (recently had issues with old lodger resulting in her leaving )
Glad you're getting on LL and can only imagine how you must feel about your husband and the roller coaster you've been through recently

ms_night_ryder

Hi tinktay, I had been wondering about you since I started coming in this thread, glad tp see your still about and determined.

Ll I don't blame your dad, he deffo needs a rest, is he feeling better in himself, I remember you saying he wasn't himself, which is to be expected.

No news from me really, this week, I've been going through my debts, it's not as bad as I thought, about 2k, my part time job is going well and I'm doing more training enabling me to do more work, I am also receiving more work which is great! Just waiting on my self employed money to be paid, as I need some stuff to start my project.

Kay sounds like you have plans for your dresses, are you sure you will sell the second one? Isn't there some kind of emotional attachment?

Also I got paid quite a bit on Friday, 2 weekly pay, so I decided to treat myself to a pedicure, as I was sitting thinking how nice it was, I realised that it had been a year and a half since I had,, had one, I suddenly felt overwhelmed with gratitude, because this time last year I couldn't afford a pedicure, that money would have went on food or travel to make money, I was scraping the barrel last year.

I'm not saying that I'm rich, 2k debt, but I am doing so much better than last year and so much happier in myself now, sometimes it's not about getting rich, Just fighting your way out of a difficult or dark place is more than enough for me right now tbh

lessonlearned

Congratulations on your progress night rider. You AR right you have come a long way in a year so give yourself a big pat on the back and enjoy the benefits of that pedicure. We all need a feŵ treats now and then to keep us on track.

I'm a bit like a caged animal today too.,I can't settle to anything, which is why I am posting on here........

I have been going over my figures to see if I can squeeze enough to buy the house I'm going to see tonight..........I know it sounds mad because I've not set foot inside it yet, but I know the house, it's just round the corner from where I used to live and I don't really care what it's like inside because I'll be putting my own stamp on it anyway.

As my boys used to see when they were little " I am so extracited!!" lol

So I'm struggling to,think about anything else today but I have at least managed to load the car with all the stuff for recycling and the charity shop in between the showers but it's chucking it down again so the tip run will have to wait until tomorrow. It also saves petrol if I wait until tomorrow instead of making two trips, because I have to, go in that direction for my Physio tomorrow anyway. It's only a few miles but Theres no point throwing money away on duplicated journeys.

All those pennies add up....

Tink - sounds like your ex is a bit of a game player. If you can, try not to show how annoyed you are. If he gets no satisfaction from seeing you react he might get tired of playing silly games. At any rate your children aren't daft - they will soon cotton on to him and make their own minds up. Children are often far more savvy about these things than we give them credit for.

I had a friend whose ex was just the same, her youngest child doted on him and blamed mum for the break up because he always played the martyr when in fact he was an absolute b@@@@@@, gambling, having affairs and evetually getting one of his flings pregnant.

My friends daughter begged to be allowed to live with him rather than with her mum.

My friend knew wouldn't work out, because quite apart from anthing else he was so clueless he didn't even buy the girl a bed and thought she could sleep on the sofa in the lounge. So my friend very wisely kept quiet and agreed to her daughter trying it out during the the big summer school holidays so that she could have time to,settle in before the next school year. Her daughter lasted just three weeks and then rang mum and asked if she could come back home.:rotfl:

Don't stoop to his level, you are the bigger person. Just carry on making a nice welcoming home for your children, decorating when you have the time and the money and turning it into a cosy nest where you can all relax and feel safe and snug, and where your children can invite their friends.

He will realise what he's lost soon enough and if he doesn't, then you are better off without him.....

........plenty more fish in the sea......;)

spidystrider

Nice to see you back tinktay. I am new to the thread, although I did lurk for a while and have read all of it. You have had some really tough times, but I am glad that you have stuck it out and I have no doubt that you will reach your goal.
Unfortunately I haven't been too well. I have asthma and I'm now having trouble with my stomach ( my family genetics are awful:( ). I ended up on antibiotics, which made my stomach even worse, so now have to take antacids too. I am also a bit breathless, so haven't been thinking too much about money. Thankfully my spending or lack of it is so ingrained, that I have stuck to my usual budget.
One thing we have decided to do though is go back to the original idea of paying off our mortgage in full and then start saving for a deposit on a buy to let. We are now sitting with a mortgage of £12,500 and will have paid it off by October. Including the flat, we are now worth around £427,500 Still a very long way to go, but going in the right direction.

P.S. For some stupid reason I decided to play around with the font and now wish I could go back to the original. Does anyone know what it is. I am on Arial at the moment.

lessonlearned

Ps Night Ryder - sorry you asked after my dad. Yes he's doing much better now. I gave him a Stern talking to, telling him to either get busy living or give up and die.

Luckily he decided on the first option.....:D

My sister lives near him so she is feeding him up,. I told him to throw away his walking stick and set him an exercise routine.

He's an ex military man, 9 years as a regular soldier and has seen active service so he appreciates a brisk no nonsense approach and of course with his military training he understands the benefits of self discipline, exercise routines etc and has taken it all on board.

He is now standing straight and tall again, has stopped shuffling around leaning on his stick and hurting his arm in the process. Ok he'll never run cross country again but at least he is walking better.

I knew he was better last week when I noticed he had stopped wearing mums fleece, and had started dressing properly again, had had a hair cut and was wearing aftershave again.

My sister is currently looking at having her garage turned Into
an annexe for dad so that will be a perfect solution. My pet builder went round this morning and says its a straightforward job so we are just waiting for the architect now.

Dad has agreed to slash the price of his cottage so hopefully we can get cracking and get it done before winter.

Spidey - sorry to hear you've been ill. Hope you get well again soon. Well done on getting the mortgage down and good luck with finding a nice btl.

Sorry can't help you with the font/type face size etc . Im sure someone a bit more techno savvy will be able to put you right.

spidystrider

I am following this website at the moment. The guy is American, but it's still interesting to read : http://investfourmore.com/2013/05/my-plan-to-purchase-100-rental-properties-by-january-of-2023-part-one-of-two/

Karmacat

Oh my! That looks an interesting read ... slowlyfading, who posted a couple of days ago for the first time on this thread, put me on to this one http://www.makingsenseofcents.com/ Its not as focussed as that one sounds, and she can be a bit over-excited but she's got quite a few detailed posts on making money from blogs. So I know what my reading is tonight

spidystrider

Karmacat wrote: »

Oh my! That looks an interesting read ... slowlyfading, who posted a couple of days ago for the first time on this thread, put me on to this one http://www.makingsenseofcents.com/ Its not as focussed as that one sounds, and she can be a bit over-excited but she's got quite a few detailed posts on making money from blogs. So I know what my reading is tonight

I think I may just take a nosey at that myself tonight, thanks KC

slowlyfading

Michelle, who writes Making Sense of Cents, has a lot about earning a living from home. Not much about investing nor does she post about her personal circumstances in terms of savings/wealth. However, her blog is good

Kayalana99

I really really want to throw the towel in today. Guess I just need a moan. 3 Negatives in the last 24 hours 1 was my mistake which is fair enough, 2 is just a guy who leaves negs for everyone and 3 is a girl who messaged me EIGHT times on a 30p profit item...which I responded to each time in a timely manner to say I had 'Awful communication and the item was damaged' ...had she messaged me (all messages were before dispatch) I could of sorted this for her but I just feel as my business feedback grows people are starting to take the mick more...because they see me as a big business they push the boundaries. I've just had someone else message me with 8 feedback (most the problems I have are all under 50 feedback!!) saying their item is 'faded already' and looking at the photos they have sent me , yes one is faded because its a photo of a photo...my print quality is top of the line it's simply looks faded because that's what the photo looks like (ofc they have no problem with the other side which is a normal photo taken but it must be my printing!)

I'm just fed up, I wish I could just run the business without the customer service side as it's getting ridiculous!!!!

Rant over...their are worse things in life I have to admit but my head is hurting today.

Honestly, I want to sell up and start a photography business but 1 I'm not ready yet and 2 I haven't got the time or the location to start, I realise it will be more customer service then before but at least it's proper people, proper conversations ...not someone trying to get something for free because it's eBay protected.