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Millionaire Challenge

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  • gothrockchic1
    gothrockchic1 Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Good Luck on the proeprty bid! :j
  • afro25
    afro25 Posts: 8 Forumite
    I suppose at 22 I've still got a decent amount of time to complete this challenge (I hope!), I just hope that my car insurance starts to go down from the £2800 I currently pay per year D:
  • toastking
    toastking Posts: 187 Forumite
    If I was starting afresh and was a stay at home kind of guy (I am not, I work full time) I would do the following:

    1) Onepoll - improved with redesign I am getting a lot of surveys, you will get more if you have kids, smoke or are female by my reckoning.
    2) Neobux - money made is small but with patience its actually easy once you get going
    3) get yourself set up with 3-5 other survey sites that pay so that overall you can get a stream of sites set up that get you a reasonable earnings tally.

    Then once you have those in tow and easily part of your day, look to put earnings towards a course (as someone has above) or for some web-hosting to start a blog etc and start writing.

    But that might just be me and that might be why I am going slowly at the moment, since I am only at the web space, surveys and blogging stage.
  • Bambywamby
    Bambywamby Posts: 1,608 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Sorry to hear about your mother's fall LL... it sounds as though you have had a tottering weekend.
    After working in social care and residential/nursing homes for many years LL I would say visit the home you are thinking of looking at when they aren't expecting you - for a 'just passing thought I would have a look around' visit. This way they won't have time to get out the air freshner, remove any clients that might seem troublesome or uncomfortable to view, you will see if they bother wiping down tables properly, if clients are stimulated or left to sit on their chairs all day just stirring at the TV etc. As long as you avoid meal times which are busy periods, they should have no reason to turn you away from viewing. If they do... they are hiding something.
    Also go with your gut instinct... are the staff friendly, helpful and relaxed... are the other clients looking happy and relaxed?
    Good luck with your search and impending battle with Social Services. x x

    My son is 22 Afro and this year his car insurance has just started to come down... so good luck hunting out a reasonable price. x x
  • Bambywamby
    Bambywamby Posts: 1,608 Forumite
    Part of the Furniture Photogenic Combo Breaker
    edited 26 June 2014 at 6:22PM




    I hope you all have a lovely and productive Monday – keep that cash coming in folks.



    Love Bams x x
  • Kayalana99
    Kayalana99 Posts: 3,626 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    toastking wrote: »
    If I was starting afresh and was a stay at home kind of guy (I am not, I work full time) I would do the following:

    1) Onepoll - improved with redesign I am getting a lot of surveys, you will get more if you have kids, smoke or are female by my reckoning.
    2) Neobux - money made is small but with patience its actually easy once you get going
    3) get yourself set up with 3-5 other survey sites that pay so that overall you can get a stream of sites set up that get you a reasonable earnings tally.

    Then once you have those in tow and easily part of your day, look to put earnings towards a course (as someone has above) or for some web-hosting to start a blog etc and start writing.

    But that might just be me and that might be why I am going slowly at the moment, since I am only at the web space, surveys and blogging stage.

    Please send me some referal links if your currently doing them :-) Would rather help someone in my start up quest.

    Took £5 out of swag bucks today ..its a start :-)

    Not gonna start my offical millionaires challenge till July though as thiers no point with all bills we have extra this month to do with the car.
    People don't know what they want until you show them.
  • lessonlearned
    lessonlearned Posts: 13,337 Forumite
    10,000 Posts Combo Breaker I've been Money Tipped!
    edited 3 June 2013 at 6:50AM
    Thanks for the nursing home tips, Bambi.

    Some great ideas there guys. I'm afraid websites etc are beyond me, I would like to become more computer savvy though so perhaps I might do a course one of these days. I tend to rely on the boys for the "tekkie stuff".

    Bambi - like you I'm "a creative" and always had problems with maths - not helped by my awful teachers who ridiculed me. Looking back I think I was number dyslexic. I know that when faced with a column of figures I would panic.

    When my OH first became self employed I found myself more or less forced to get involved with looking after the financial side of things. I was very reluctant at first but gradually became more confident.

    One day I finally realised that not only did I understand how the basics of businesses work, how to keep a tight rein on cash flow - I could even read a tax guide and understand the gist of it.

    Not only that, I enjoyed it all. That came as a revelation:rotfl:

    I found out that a "head for business" doesn't necessarily mean you have to be good at maths. I just wished I had learned that earlier.

    Being creative isn't just about using imagination to visualise an idea or design and create an object, we can also harness our creativity to encompass using facts, figures, statistics, data and yes, even tax law ;) to help us achieve our goals.

    Well tomorrow will start a hectic week for me. Going to start the ball rolling by offering for the house we like and then I need to roll my sleeves up and sort mum's care needs out.

    Not much time for additional money making as such, although I will be sorting out some legal stuff that needs my attention, the final touches to the POA's and wills.

    I shall count that as money management - protecting your assets is just as important as building them. :rotfl:

    PS Like the sound of the pub Landlady. My DS1 is hoping to set up a micro brewery one of these days as a bit of a sideline.

    In fact the house we are offering on is an ex pub, the cellars run all under the house and he is hoping to utilise them again. He also aims to have a cider press in the garden......All part of the "calculated risk"......
  • Bambywamby
    Bambywamby Posts: 1,608 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Good luck with the house offer LL... I hope it is obscenely low and is obscenely accepted. An ex-pub? It sounds intriguing... especially the cellars. And a cider press in the garden... sounds like it is going to be fun. :T

    I have spent the last two hours wrapping parcels from Amazon book sales (I have made £45 in the last week,) so that is a good start to the savings pot.
    I am however, quite disgusted at the recent price hikes by the Royal Mail. Parcels that would normally cost £3 to £4 to post are now £8 and that's second class!

    I have found that if you go to the parcel2go website, they do a market check of other parcel carriers and find you the cheapest price. The cheapest usually ends up being My Hermes... and for the same parcel that would cost £8 to post with RM is around £5 with Hermes so a £3 improvement.

    Today's millionaire progress; I am waiting in for the Hermes collection van, photographing more bits and pieces for Ebay, line drying washing in this gorgeous sunshine, redrafting a few more chapters of my book, cooking meals from my storecupbaord, having a NSD, watering the veggie plot and plants, taking LO to the park, reading more on making your own website, checking my banking, putting Amazon money into savings account and watching The Voice which I recorded last night. :D

    Well that's about it for today. Have a lovely day folks.

    Bams x
  • lessonlearned
    lessonlearned Posts: 13,337 Forumite
    10,000 Posts Combo Breaker I've been Money Tipped!
    edited 3 June 2013 at 5:18PM
    Quick update - offer on house accepted.:j:j

    TBH we've gone straight in at the asking price, no messing. I made it on condition that the house is removed from the market immediately. The Vendor has complied.

    We really want the house and we did not want to risk a bidding war. It's a very unusual property and there will be a lot of interest. I was determined to beat off the competition.

    Now I know that may not sound very MSE and you may be thinking I should have haggled but not with this one. This one is not a flipper, hopefully we will be hanging on to it. An extra few thousand over the long term will be neither here or there.

    I think the work we propose to do will add enough value. We are not greedy. The Vendor has done a lot of work over the years and deserves a decent profit.

    I normally enjoy a good haggle and I will usually get discounts. However, there are occasions when I will actually stump up and pay the full asking price for something that I really want.

    I wouldn't let my OH haggle over my engagement ring either. I told him it was unromantic.:rotfl:

    I have got a lot of stuff to sell but I found I got a bit exasperated with E-bay. I think Royal Mail has shot themselves in the foot with their exorbitant price rises. I try to avoid RM like the plague.

    I will never send anything of value through the post. They just can't be trusted any more. I even use a local solicitor so I can hand deliver everything.
  • gothrockchic1
    gothrockchic1 Posts: 1,959 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Thats great news LessonLearned! Well Done :j
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