Starting Again

Skint_but_Optimistic

I am pulling myself together, and shall be back on later today, thanks for the messages, I am just not feeling too good. x

gargrave50

Skint_but_Optimistic wrote: »

I am pulling myself together, and shall be back on later today, thanks for the messages, I am just not feeling too good. x

Thinking of you .

Skint_but_Optimistic

:eek:Right I am back and thanks so much.

If I can give a little synopsis of the weekend it was rather testing.:eek: Group activities should be tailored to the slowest member of the group, and we have an 18 month old baby to sort - for example dress after swimming. By the time we were out of the changing rooms the party were in a place they selected to eat (as we werent there we werent consulted) by the time we walked there they had ordered. They had their coats on while we were still eating - and trying to feed our baby, and then they were waiting of us at the next activity which was pre decided (even though we had paid ahead for it) because we had not been there.:(:(

We had this for three days. Anyone who has read my diary knows I am organised and punctual despite being as flaky as old paint. Also since having the baby I have had post natal depression and I get really stressed out if I consider I will be late for things. I was made to feel like I was late for three days. So much so I didnt have a relax, showers were only taking place on leaving the pool (went three times so I wasnt minging) and I was up at 6am both days I was there. We did some bits on our own like go for a walk but you know...
:cool:
One of my husbands brothers is very me me me orientated in many ways and his parents and the others had pandered to him these were activities we had already paid for but they were done at an uncomfortable speed. We were pleased to be home, but didnt want to offend anyone. They only saw me cry once, and it brought a whole new meaning to crazy golf. I was shaking like a leaf. Blearing my eyes out and was stressed to the hilt.


Thats that anyway. I am back now. Back to work with a shipping list of ebay to get listed at home, a head cold on a slow burn shivery and a nose like rudolph and back to pasta salads and moneysaving.:money::money:

IM not doing very well on an evening, I had to get to bed last night. Head colds make you so urgh on a night. I was so snotty I woke myself up snoring. :eek:Such a laydee.

But I shall prevail. And my lovely husband will not ever allow me to be in that position again.:mad: He is livid about it, as I was getting so much better.

I cant even go to my parents as while I was away they forgot my sisters birthday. Now I have rung them up twice since my return and only after 20 minutes of the first call was I asked if I had had a nice time. Last night my mam said she felt her life was over as my sister is not speaking to her.

I realise this is no reflection on me as us humans me included always focus on the negative, however this is a bit hurtful. Its not what I need right now. So I shall offer telephone support and use my head cold as a reason not to visit (they have various medical complaints exacerbated by viruses) and I shall ask the husband to visit. I am sure my mam will want to do some ironing and I am sure I can provide some, once I have done the washing!:rotfl:


Moneysaving wise I am going to have a break (kind of) Im not going to monitor myself minutely through November and December, of course I am going to continue with a diary and stuff. Of course.

I am still the Fantastic Frugalista and the Brazen Batchcooker and my other secret identity Cheeky Cashbacker - just I wont be so self testing on it. I dont want a little slip and a trip and a silly beating myself up episode. Thats the stuff of Fools, and not my bag at all chaps. Its just a waste of effort being that silly!

I have a new legal expense (read earlier entry about legal stuff its very hush :A hush) and not sure how much some of it is. I am guestimating a fairly heavy £300 chunk a month. But in order to realise a fair few thousand its necessary, for now.:cool: I just need to get some perspective a new expense, and christmas. I shall ebay and do surveys like a demon, and look forward to a fabulous surprise on 1st January. SO: I am going to complete my£5 a day challenge this month - but I shall change my signature, less of the challenge ahead and more of the years accomplishments. Money paid off and any little gains I have.

All my PPI stuff is going to FOS, par for the course with Santander. I shall plug away, filling in the fos forms and just pootling along. Its the way to go!

So I shall be posting the positives, berating the negatives but not focussing on them, and carrying on.

Half term plans well we have our passes for the Wildfowl park and also for Beamish. MYself and the kids are having haircuts, we will have a few movie nights, walks with a forage and just enjoy our time out.

I shall now catch up with everyones business!

mummychicken

Good God, you sound as low as me at times Sending you hugs, you are doing fantastically, your signature looks fab, you have cleard so much debt. Well done

bonsibabe

Glad to see you back huni, big hugs ... families can be inconsiderate B**gers! My dad has booked us accommodation for aunty's funeral ... not one member of our "Family" offered to put us up but would expect us to put them up if the tables were turned. My mum is absolutely livid and my dad is just trying not to wind her up ... sounds like its gonna be "fun" ... and I know what you mean about me me me folk ... OH's brother is just the same ... he is gettin married somewhere in England next month and hasn't even invited his own brother!!!! He was OH's best man and OH was devastated that he wasn't asked by his own brother but on the other hand, knows exactly what is bro is like so was not surprised ... but I think he is secretly devastated that none of us have been invited to the "wedding of the century" ... but then again I have been subtly informed that my SIL to be is a bit of a stuck up something or other ... after all they have a mortgage and we have thousands of debt .. they go on hols all the time and we go on walks to the local nature reserve ... I could not care less. After all, if we aint invited to their wedding we don't have to fork out on travel and accommodation and we certainly don't have to buy a pressie ... so we will save hundreds of quids!!!!

Feel better soon huni, head colds are the worst ... and I fully understand PND ... big hugs to you xxxx

Skint_but_Optimistic

I'm shocking ladies. I've had to get myself to bed again. Am posting a success.... overpaying a loan by 30 pounds a month now. Vodafone will be gone ASAP.... my next Target is being lined up!

Skint_but_Optimistic

Saying that, these are all tiny acheiveable things... not the massive asks I am setting myself.

DebtFree2012

Morning Skint

I actually like your post - it's open and honest and I think a good thing to be. I hate it when people are like that - we too have a young child - however I make my feelings known and then sometimes wish I hadn't - working on it.

You've been down and you're coming back up - all part of this yo-yo ride we have along our debt free journey's - although this one for you was not debt free related I know.

Keep swimming xxxx

Skint_but_Optimistic

Back to cheery colourful debtbusting with purpose...:j:j

Its Wednesday, and tomorrow I need to travel with work. Spent a large portion of the morning so far trying to ascertain what I need to take with me. I am still not sure so it will mean mountains of paper I suppose.

As I consistantly resist the mobile phone and laptop which are thrust upon anyone in business these days - I have to travel heavy. This is a small price to pay for the always on approach people expect, the logging on to work emails from home and answering work calls as and when required. I would rather carry the papers, thankyou.
:T
The husband doesnt understand it and following his promotion is greeting each little item with a childlike glee. Ive been there and done that, and am stating that I wont tolerate disturbed holidays / nights / weekends, unless he is on call and being paid for that. If not I will hold him personally responsible, after all, its up to him to set his stall out, and if he says "oh just ring its fine" then on his head be it.:p

Meh, enough of that. I am carrying a small forest of papers, and most likley a harrassed expression.:eek:

The washer machine is fixed.:beer: In an exciting new developement on Friday, it is now fully functioning and all for the price of £35. This is fabulous. We still need a new cooker, however there is only one ring off and we can manage, for now. The fund needs to be started properly. These are things we cant manage without and myself and the husband are going to treat it as a debt, added to the snowball and everything, haha.


Am overpaying my TFS loan by 30 a month this is just rounding it up to 250 a month and this is way manageable.

This is so good!
:A


Vodafone, I am going to clear completely once the other money is reallocated. Will do fits and starts, and then hopefully clear completely on November 24th. Should be 219.90 left to pay, and I can lose a monkey from my back for good.
:cool:
I am going to just keep to small targets and keep focussing on the next goal.

Another 40.82 Ebay to add to the signature, so thats not bad at all. Considering these arent my new listings and are just relisted items its not a bad do!:rotfl:

debtfreewannabe321

skint you sound so positive now. You're right about taking it easy with pnd, i had this with 2 of my kids now and felt just like you twas awful. Don't be too hard on yourself, you're doing fantastically well and have paid off so much! Keep posting and keep targets as small or as big as you like! We'll all get there in the end

dfw