Starting Again

Skint_but_Optimistic

Heard about the house purchase and we can have a discount of 21450 which is fabulous!

Best get cracked on and get my mortgage.

Skint_but_Optimistic

We are delighted here in Skint Towers.

Ive been to the other house and found some things for my dad which he can use. wont make any money off them from ebay they are still good for my dad and his projects !!!

beanielou

Good news for you.

Skint_but_Optimistic

Cheers Lou its great as it saves about 200 pounds a month and we own the house.

Also childcare vouchers are an amazing saving. My good lord, its a revelation! we are saving a further 150 pounds. I just need to keep focussed, after all thats the hardest thing!

Skint_but_Optimistic

paid another 100.00 from Amex - will be paying more bills later. I have paid my rent and can still see light and it would be nice to keep it that way for another few hours so I will sort the bills this afternoon.

Skint_but_Optimistic

ok updated my sig but havent paid dad back yet, so cant add him to the list of paid people!!


All going well so far this month, under a hundred pounds to find by 20th September to get rid of the dreaded rise!!

Skint_but_Optimistic

Right things are moving along apace, sorry for the short clipped updates but am with the kids and we are decluttering listing ebay dealing with builders architects mortgage people and all other stuff. Also kids got school shoes and coats thanks to grandma yesterday but that was another shopping trip and a half!"!!

Skint_but_Optimistic

:mad::mad::mad::mad: lloyds bank :mad::mad:

Ive been talking to a lovely man at the ombudsman service. Have had to send on to him copies of letters, mails etc, as I am disputing (too bliddy right I am) the fact that Lloyds say I owe them 7 thousand pounds.:eek:

I have letters stating that I have paid my account in full with no further sums owing.:A PPI which was outstanding on the account was sent via cheque to me, not put against the account.:T Yet lloyds who have not contacted me themselves, have instructed various debt collectors to harangue me and in fact wont talk to me as they say the account isnt there....:( Moorcroft, who were lovely I must say, got copies of the correspondence from me and merely returned the file to Lloyds, but Lloyds arent letting it go, and instead are just sending it elsewhere, so I contacted the ombudsman. I had no excuse.Anyway, its so very stressful. Any advice would be golden thanks in advance for any tips...

paid more off Amex and Rise today and have instructed the architect.

Also am looking at my carrots which are growing beautifully. Chicken dinner this weekend perhaps?

Skint_but_Optimistic

chicken dinner is cooking now... wine is open.... will update when I have listed more free ebay listings. Hope everyone ok. xx

Skint_but_Optimistic

I am still on with the ebay (and I am going to declutter a cupboard a bit later so undoubtably will find even more) but as the rain has finally stopped will have a nice bath then pop out with the kids for a walk.

Finally paying dad back today.... haha