Starting Again

Skint_but_Optimistic

Does anyone else stare at their snowball?

Im really inspired by mine at the moment. The plan for the repaying is so so exciting. I know when we buy we will realise another 200 a month but this must go to repaying our mothers what they loaned us.

Off to stare a bit more.

Skint_but_Optimistic

Everyone, look at my signature. I am over the moon!!!!

Gerrin I want that date to lower again!

beanielou

Good news on new date!

Skint_but_Optimistic

Oh yes, we are celebrating with wine and (batch cooked) beef bourgignon.

Also went round the plants and collected seeds to plant out next year!

millionaire_in_training

Just caught up on about 5 pages ............Phew woman you can talk more than me :rotfl:.

Everything appears to be falling into place for you. All very exciting. So pleased you have managed to sort out your mortgage and well jel that you will get a shiny new kitchen before me . My kitchen is big though so would be mega expensive to fit out. One day my friend I will have an amazeballs kitchen and I will sit in it forever :rotfl:

Skint_but_Optimistic

Cheers me dears. things are coming together but I am not counting my chickens and my debt free date might go back again if I indulge at christmas and book a holiday.

Until I can sort my extension i will redecorate the only room which will be untouched once the work starts, my upstairs loo. A nice paint job, cabinet, flooring blind and lampshade and I think it will be fabulous.

Just to keep me smiling. Im off to comp, survey and list some ebays now. xx

DebtFree2012

Hi Skint!!!

Go you!!!

Sorry to be personal but did you declare your debt when appying for the mortgage? I'm scared stiff we don't get one next year bacause of my debt (which of course only I know about so I can't declare!)

xx

Skint_but_Optimistic

I did yes, I did a full disclosure and they have said its ok!!!

DebtFree2012

Congratulations hunni xxx

Skint_but_Optimistic

Right the maths are done and instead of taking 4 months to pay p2p I am going to have it done and dusted in 2.
I will pay at least 200 back from it this month.

Other than that I am really looking forward to payday and making payments against everything.

Ebay was a little bit slow this week and there has been a little bit money in - have put that to one side so I can put it against other things while I target P2P. Im over the moon!