Recent CitiBank Applicant?

MediaFrenzy

Hi,
I'm told they don't issue Electron cards. My Citibank VISA card has the delta logo on the back so I guess they are all "full, proper" VISA Debit cards.
MF

loneranger

nannis wrote:

Hi all, I also recieved my acceptance letter and my pins this morning....It says i'm getting a visa debit card, nothing about cheque book so I guess thats it...but I am over the moon with that!

They didn't mention a cheque book with mine but they still sent me one, I will be paying my salary in but I didn't tell them that at the time, I've only just decided.:j

moonlightpjs

I just called them and asked for a cheque book and they sent me one - I have no salary going into the account! They only issue Visa debit cards - not Electron - or so they told me when I called. I only got a debit card not one with a cheque guarantee so I guess it depends on your credit score - mine is extremmely poor.

reheat

I opened a Citibank Sterling Current Account a couple of months back, and used their customer services chat facility to clear up some of the ambiguous info.

1. To get a cheque book and £500 free overdraft you must have your salary paid direct into it, or £1500 deposited monthly otherwise. (Not sure how strict they are with the 'otherwise' bit?).
2. Get a Visa Debit card regardless - no need to deposit salary or £1500. No cheque guarantee ... 'cos no chequebook! (This was the option I went for).
3. The Visa debit card is the business - used lots now on web purchases no hassle.

This is fine for me as I do not need a cheque book for this a/c, and don't want to disturb my 'normal' a/c where my salary is paid into. Separate a/c with commission-free web purchasing was what I needed. Did take a couple of weeks for the paperwork to turn up though - was just beginning to think they'd given up on me.

xxdiddiexx

I have another question about this account.

Are the debit cards sent through the normal post? Is it sent recorded delivery? Do I have to stay in for a courier? Do I have to sign for anything?

Just don't want to be out if there is a chance that I have to wait for Mr Postman

reheat

xxdiddiexx wrote:

I have another question about this account.

Are the debit cards sent through the normal post? Is it sent recorded delivery? Do I have to stay in for a courier? Do I have to sign for anything?

Just don't want to be out if there is a chance that I have to wait for Mr Postman

Ordinary post, no need to wait in

xxdiddiexx

reheat wrote:

Ordinary post, no need to wait in

Thank you!! :kisses:

UKTigerlily

Has anyone shown Citibank the amount of custom the person who first mentioned this account has got em? lol

sgx.saint

lol .... I think we should keep it quiet.

We're on to a good thing here. Wouldn't want CitiBank to start turning people away!

sonee2405

don't citibank credit check? i have a terrible credit history i was thinking of paying in and withdrawing money every week once my card comes through. would i qualify for an overdraft facility that way?