We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
IN10 Conviction
Comments
-
You've still got enough inertia in the various systems to have a situation where a vehicle is taxed, not insured and not SORN'd and won't get picked up on ANPR systemsThis is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
-
You've still got enough inertia in the various systems to have a situation where a vehicle is taxed, not insured and not SORN'd and won't get picked up on ANPR systemsI am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
-
I think that is a bit of a grey area. It could be argued that as you are sitting in the car (with DOC) then the car is currently insured.This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com0
-
I think that is a bit of a grey area. It could be argued that as you are sitting in the car (with DOC) then the car is currently insured.
There's no grey area for it as far as the insurance SORN is concerned because the regulations specify that there must be insurance which refer to the car itself by registration.
That said, it's NOT an offence by the driver to be using a car that is / should be insurance SORN - the offence is committed by the RK. It's also NOT an offence for which the Police have roadside seizure powers afaik. So, if the car is on SORN but you're insured to drive it, the risk is for a fine to the RK and seizure only becomes an issue if that isn't complied with.0 -
The SORNed car could be legitimately driven by someone other than the registered keeper, under the driving other vehicles extension.
For example they could be taking it for a pre booked MOT test.0 -
captainawsome wrote: »If I hit someone doing 35mph, my insurance will pay and cover the costs of whatever happens to that person, if they are injured so badly th!y can never work again or they die etc etc. who will pay the costs if you hit them at 30??? Totally different and I'm glad the police are clamping down on no insurance.
Take public transport then.
Someone doesn't even need to make a mistake to have their insurance invalidated the companies providing it are quite capable of screwing it up themselves.0 -
-
You also have enough inertia in the other direction, when a car is insured but hasn't made it onto the database yet. The official target is to have 95% of vehicles on the DB within a week. That's a really crap target.
The database was never designed for the purpose the police currently use it for, nor is it fit for that purpose.0 -
You also have enough inertia in the other direction, when a car is insured but hasn't made it onto the database yet. The official target is to have 95% of vehicles on the DB within a week. That's a really crap target.
The database was never designed for the purpose the police currently use it for, nor is it fit for that purpose.
i agree. when i insured my car askmid didnt show me to be insured untill 16 days after i purchased insurance. i had my documants 2 day later through the post, and had to put them in the car with me incase i got pulled and a self rightous cop decided the systems always right im having it towed scenario on my hands.
but more to the point i was never pulled during the time it showed uninsured, and i went past many police traffic cars, anpr systems etc.0 -
There have been incidences reported on other car forums, usually by the younger posters, of people getting pulled and the police accusing them of having a fake insurance certificate and taking the car anyway. The end result being a financial loss of whatever the recovery and storage fees are at the time and the insurance saying "not our problem, you've been insured less than a week".
Only really made it to the news when it happened to a "respectable" non-teenage person. When you're a spotty 19 yr old youth who, despite a preference for wearing tracksuits, is trying to actually stay on the right side of the law, nobody believes you and nobody cares.
Watchdog article about it0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards