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IN10 Conviction

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Comments

  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    You've still got enough inertia in the various systems to have a situation where a vehicle is taxed, not insured and not SORN'd and won't get picked up on ANPR systems
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • kingstreet
    kingstreet Posts: 39,335 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    !!!!!! wrote: »
    You've still got enough inertia in the various systems to have a situation where a vehicle is taxed, not insured and not SORN'd and won't get picked up on ANPR systems
    I'm thinking more about getting through a roadside stop, rather than not being recognised by ANPR and avoiding one.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • System
    System Posts: 178,374 Community Admin
    10,000 Posts Photogenic Name Dropper
    I think that is a bit of a grey area. It could be argued that as you are sitting in the car (with DOC) then the car is currently insured.
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Joe_Horner
    Joe_Horner Posts: 4,895 Forumite
    Ninth Anniversary Combo Breaker
    !!!!!! wrote: »
    I think that is a bit of a grey area. It could be argued that as you are sitting in the car (with DOC) then the car is currently insured.

    There's no grey area for it as far as the insurance SORN is concerned because the regulations specify that there must be insurance which refer to the car itself by registration.

    That said, it's NOT an offence by the driver to be using a car that is / should be insurance SORN - the offence is committed by the RK. It's also NOT an offence for which the Police have roadside seizure powers afaik. So, if the car is on SORN but you're insured to drive it, the risk is for a fine to the RK and seizure only becomes an issue if that isn't complied with.
  • Lum
    Lum Posts: 6,460 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    The SORNed car could be legitimately driven by someone other than the registered keeper, under the driving other vehicles extension.

    For example they could be taking it for a pre booked MOT test.
  • Arg
    Arg Posts: 931 Forumite
    If I hit someone doing 35mph, my insurance will pay and cover the costs of whatever happens to that person, if they are injured so badly th!y can never work again or they die etc etc. who will pay the costs if you hit them at 30??? Totally different and I'm glad the police are clamping down on no insurance.

    Take public transport then.

    Someone doesn't even need to make a mistake to have their insurance invalidated the companies providing it are quite capable of screwing it up themselves.
  • Sgt_Pepper_2
    Sgt_Pepper_2 Posts: 3,644 Forumite
    !!!!!! wrote: »
    You've still got enough inertia in the various systems to have a situation where a vehicle is taxed, not insured and not SORN'd and won't get picked up on ANPR systems

    it will if they are running the insurance database.
  • Lum
    Lum Posts: 6,460 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    You also have enough inertia in the other direction, when a car is insured but hasn't made it onto the database yet. The official target is to have 95% of vehicles on the DB within a week. That's a really crap target.

    The database was never designed for the purpose the police currently use it for, nor is it fit for that purpose.
  • Lum wrote: »
    You also have enough inertia in the other direction, when a car is insured but hasn't made it onto the database yet. The official target is to have 95% of vehicles on the DB within a week. That's a really crap target.

    The database was never designed for the purpose the police currently use it for, nor is it fit for that purpose.

    i agree. when i insured my car askmid didnt show me to be insured untill 16 days after i purchased insurance. i had my documants 2 day later through the post, and had to put them in the car with me incase i got pulled and a self rightous cop decided the systems always right im having it towed scenario on my hands.

    but more to the point i was never pulled during the time it showed uninsured, and i went past many police traffic cars, anpr systems etc.
  • Lum
    Lum Posts: 6,460 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    There have been incidences reported on other car forums, usually by the younger posters, of people getting pulled and the police accusing them of having a fake insurance certificate and taking the car anyway. The end result being a financial loss of whatever the recovery and storage fees are at the time and the insurance saying "not our problem, you've been insured less than a week".

    Only really made it to the news when it happened to a "respectable" non-teenage person. When you're a spotty 19 yr old youth who, despite a preference for wearing tracksuits, is trying to actually stay on the right side of the law, nobody believes you and nobody cares.

    Watchdog article about it
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