Want to work but better off on benefits?

Oldernotwiser

shellyruby wrote: »

i also agree that its unfair for the full timers..my partner pays a decent amount of tax..but the goverment is to blame for that..not the part timers.every part timer dosent think..i better not just work part time because of all the full timers who pay tax might be upset.

Well, perhaps people should think of the implications of their lifestyle choices and look at the wider picture.

Oldernotwiser

shellyruby wrote: »

you would still be paying the tax whether i or anyone else in the uk worked part time.what proportion of tax are you paying so people can work time..irresponsible...myself and partner are both classed as a low income..if i full time we are on less money[after the tax of course by the time child care is taken into account ..we dont qualify for working tax credit and we dont get a huge amount of credit..who on earth in the world would would work for less money or the same if they were entitled to get a small amount of help..im not being allowed to have a work/life balance..i want to be able to have a life and im entitled to help.

I'm afraid that I don't really understand your post but being on a low income is a reason for working more, not less.

AimeesMum_2

charlieismydarling wrote: »

You have posted all this before, except last time you were £300 a month better off when working. Which is it?



https://forums.moneysavingexpert.com/discussion/3201484=

Before that you complained about not recieving housing benefit

https://forums.moneysavingexpert.com/discussion/3051354=

It seems you are deeply disatisfied with your life and I can't think you will receive the answers you want.

Life on benefits is harsh and unrelenting. Not as the Daily Fail reports at all.

Tbh I think you are lucky to be getting help for childcare when your partner doesn't work. In yet another post you state that he plays xbox all night and sleeps all day. And claims ESA.

Will he ever change?





https://forums.moneysavingexpert.com/discussion/3087156=

The grass always seems greener on the other side, yet rarely is.

Haha Find it so funny when people do this.

But just to respond for some fun...I thought we would be £300 better off, unfortunately I didn't realise that I can't get back in time from work if I get the bus home to pick the kids up from nursery, increasing my travel costs by £5 per day. We also just done our renewal and our tax credits have decreased significantly.

None of your business really as to what my partner does. He doesn't claim ESA...he claims IB and simply can't work just yet.

shellyruby

Oldernotwiser wrote: »

I'm afraid that I don't really understand your post but being on a low income is a reason for working more, not less.

what is it that you dont understand about my post oldernotwiser.
i would rather be on a lower income ...go without a bit but still enjoy family life while my kids are young..
when my youngest is in full time education i will then look at the full time options.

we get a small amount of benefit..sorry if that offends....
we were told we were entitled to it...
i wasnt forced into going back full time after my maternity leave..
when i enquired about it all with tax credits etc i was told part time hours were fine..we were still classed as a low income family when myself and partner were both working full time.

it is unfair that the childless dont get any leeway that people with children do as regards to part time work..
i was always going to go back part time while my kids are young so what do i do..not claim ...
my child tax credits are a small amount as are my hb payments... but everyones circs are different and we all want different things from life..

pipscot

AimeesMum wrote: »

Haha Find it so funny when people do this.

But just to respond for some fun...I thought we would be £300 better off, unfortunately I didn't realise that I can't get back in time from work if I get the bus home to pick the kids up from nursery, increasing my travel costs by £5 per day. We also just done our renewal and our tax credits have decreased significantly.

None of your business really as to what my partner does. He doesn't claim ESA...he claims IB and simply can't work just yet.

To be honest OP, I'm finding it hard to know exactly what it is that you want to know

Your thread says "want to work..." so this implies that you do actually want to work. In which case - just carry on working. Presumably there are benefits to you such as adult company, career enhancement etc

But some of your posts seem to imply that you'd rather stay home with the children. And to be honest, if I had a 6 month old baby, I'd rather stay home with my child too - there is no way I could have worked 5.30am to 6pm when my children were that little.

If you're not going to be any worse off financially (and you won't lose out career wise) - then there isn't really a problem just now. Just do what you feel is right for you and your children.

As for the future with regard to universal credit - well it's still under discussion at the moment. There is lots of information out there about what might happen - including sample calculations - but the honest truth is that the figures haven't been finalised yet and no one is going to be able to predict exactly who will be better off/worse off under the new system.

AnxiousMum

Of course you are no better long term, by going on benefits rather than working. OP - what happens in a few years when the little ones are all in school, and your skills are no longer current and up to date, you have no recent references - just how long do you think it might take you to find a job that will provide for you and your family then? Right now you have a job - if it's not your ideal job - it's always easier to get some training, education, skills through an employer than on your own - your employer will appreciate the initiative taken. You then make yourself available for advancement, or, more senior positions within another company, possibly closer to home. If you have to travel too far to work now - then maybe look at moving closer to your place of employment to ensure you have more time at home with the kids.

We all have to make sacrifices and changes when we have children - I have always worked since the kids were little - but have always been able to work around them through on call shift work, or now, working term time and school hours.

Re the tax credits - we all knew last May that there were going to be changes, and in October, we found out what those changes might be. Everybody is feeling the pinch, and the strain of the work/life balance - unfortunately that's just the way it is right now, and like everybody else, you have to make the sacrifices and the adjustments.

Always easier to find a more suitable job while working, than with out of date and skills that are no longer of any use to a prospective employer.

koloko

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shellyruby

Oldernotwiser wrote: »

Well, perhaps people should think of the implications of their lifestyle choices and look at the wider picture.

before i came on to this forum i didnt have a inkling that people would be resentful for tax reasons benefits etc because i worked part time because i was able to..we still would have been recieving a small amount of benefits if we were both working full time.im not doing anything wrong..i was told what we were eligable to.

Oldernotwiser

shellyruby wrote: »

what is it that you dont understand about my post oldernotwiser.

It wasn't your philosophy I couldn't understand (it's only too common these days) it was what you were actually saying that didn't make sense.

"you would still be paying the tax whether i or anyone else in the uk worked part time.what proportion of tax are you paying so people can work time..irresponsible...myself and partner are both classed as a low income..if i full time we are on less money[after the tax of course by the time child care is taken into account ."

Sorry but that's just gibberish.

shellyruby

Oldernotwiser wrote: »

It wasn't your philosophy I couldn't understand (it's only too common these days) it was what you were actually saying that didn't make sense.

ok fair enough..