Want to work but better off on benefits?

GobbledyGook

OP are you sure you've got it right about the amount you'd get? I've ran 2 adults - 1 on income support, 1 on incap and 2 children though the calculator and the maximum I get it coming out at is £400 a week - which would only give you £1733 a month averaged out over the year. Quite a considerable drop really.

Bear in mind you'd no longer get any help with your childcare so you'd have to take your children out of care or pay it out of the above amount.

With the new changes you'd only be able to claim income support until your youngest child was 5 and you also have to take into account the fact you have a job - which in the current market is a pretty big plus that lots of folks don't. Getting back into work could be difficult with so many people looking and a big gap on the CV.

meluvnext

£950 left over every month for you to do as you please with, that is a dream! You wont get 950 per month to do as you please with on benefits.

SingleSue

thorsoak wrote: »

But that's life! Do you want your children to grow up, see their parents earning nothing, but sitting back, waiting to receive benefits, or do you want them to see you striving to give them a better life? How successful would you like your children to be? Set them the good example!

It doesn't always work like that.....eldest has a very strong work ethic (I won't allow him to have anything else) and the other two despite their problems, already know that I would not accept them giving up and just living off benefits.

I think it is why I get so eekk, so ashamed about being on benefits...it doesn't fit in with my ethos.

DX2

GobbledyGook wrote: »

With the new changes you'd only be able to claim income support until your youngest child was 5 and you also have to take into account the fact you have a job.

The Op would go on to her husbands' claim which IIRC is IB and IS top up. The above IS rules only relate to single parents.

Aarons_mummy

I still don;t understand how you believe you would be better off on benefits. £900 disposible income per month is a huge amount. I currently claim benefits and have £40 at the most disposible income after I have paid the necessary bills and done (a very tight) food shopping for the month. That £40 I try and put away to give my LO a decent birthday/Christmas.

Would you prefer £40 per month and not being able to replace anything if there were any emergencies or £900 which you could save, enjoy with your family or use to cover an unexpected bill or repair. I don't really get what the question is to be honest?!

paddedjohn

baza52 wrote: »

i "ponce" off the state if your interested.
Im also a scav and a bleeder "whatever that means"
im on my feet and doing well. Shame i cant say the same about my wife who is now disabled after working all her adult life. I also worked all my adult life probably paying your parents family allowance and paying for your education while you were growing up.

Read my post in the context it was written, there are those people who 'NEED' the benefits like yourself and that is what the system is designed for but there are also people who 'WANT' the benefits which is who my comment was aimed at.;)

charlieismydarling

You have posted all this before, except last time you were £300 a month better off when working. Which is it?

Hi all,

I am 22yrs old with a 3yr old and a 5 month old baby. I am about to go back to work full time after being off on maternity leave for 6 months. I earn £23,800 a year.

I started the kids in nursery last week and I am really struggling with my feelings of leaving them and if I am doing the right thing. Financially I am only about £300 per month better off than being on benefits but know that in a few years time when they are out of childcare that the financial benefits will greatly increase. If I was to stop working now I am almost certain that I will not be able to get back into such a well paid job after being out of work for 5 years (when youngest goes to school).

https://forums.moneysavingexpert.com/discussion/3201484=

Before that you complained about not recieving housing benefit

https://forums.moneysavingexpert.com/discussion/3051354=

It seems you are deeply disatisfied with your life and I can't think you will receive the answers you want.

Life on benefits is harsh and unrelenting. Not as the Daily Fail reports at all.

Tbh I think you are lucky to be getting help for childcare when your partner doesn't work. In yet another post you state that he plays xbox all night and sleeps all day. And claims ESA.

Will he ever change?

My partner and I have been together for 5 years with 2 kids (3yrs old and 3 months old).

I am 22yrs old and he is 25. I work full time while he claims Incapacity Benefit for severe anxiety and depression but it is my belief that him not working makes this so much worse.

It's just not working out at all anymore. He calls me fat (which makes me feel awful after just having a baby), stays awake all night playing the xbox and sleeps all day and outright refuses to go back to work even though I would need to travel 3hours round daily to go to work and he won't even entertain getting up at 6.30am to get the kids dressed to go to the childminders. I am due back to work from maternity leave asap as we need the funds to pay the rent etc but don't feel that my position within the family should be every role when he does nothing.

I have no family or friends nearby and the thought of leaving terrifies me but I can see no way this can continue anymore...can I make him change? Is there anyway I can make him see what he is doing to me and how selfish he is being?

https://forums.moneysavingexpert.com/discussion/3087156=

The grass always seems greener on the other side, yet rarely is.

shellyruby

pipscot wrote: »

I got that bit

If you aren't entitled to working tax credit to help with childcare then presumably that's because you earn too much - because if you are on a low income then surely you should be entitled to working tax credits? Or have I misunderstood something?

pipscot..we recieve child tax credit..i assume we could get child help with a minder etc if i worked full time but we work it between our selves where i work 3 evenings and my partner works full time and we look after the kids ourselves...when i rang the tax credits and hb they said we are classed as a low income family who are eligable for help....but we still dont qualify for working tax credit only child tax and hb as a joint couple.

pipscot

shellyruby wrote: »

pipscot..we recieve child tax credit..i assume we could get child help with a minder etc if i worked full time but we work it between our selves where i work 3 evenings and my partner works full time and we look after the kids ourselves...when i rang the tax credits and hb they said we are classed as a low income family who are eligable for help....but we still dont qualify for working tax credit only child tax and hb as a joint couple.

Thanks for replying

shellyruby

pipscot wrote: »

Thanks for replying

your welcome