We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Lois_E begins a long MFW journey
Options
Comments
-
Hi just having a look at your diary and have subscribed!Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Thanks QBW and welcome to my diary. :wave:
Hi pink poppy and Radish - thanks for reading. :wave:
I've switched gas/electric suppliers, and they emailed asking for meter readings while I was on holiday. So now I've submitted them, and the gas one's gone through fine, but the electric one's been rejected in favour of an estimate that's way too high - I think it's been done by assuming that I use much the same amount of electricity all year round, whereas actually we use quite a bit less in the summer. So I've phoned them up and explained, and given them 3 readings - a week before switch date, switch date and today, and they've filed it as a dispute. Otherwise they'll be emailing me for a monthly reading in a couple of weeks' time and complaining that it's less than my start reading. :rotfl:
Hoping for another NSD today.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
I'm getting back into the whole spreadsheet addiction thing. My spending diary is now back up and running, backdated to Monday because my financial months run from the 6th to the 5th.
I've also set up a payment of £50 to FL1 to go out on payday later this month.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
OK, there's nothing booked in the diary for today, so I am going to try not to be a lazy mare but actually get lots of stuff done. I need to buy a new bin for the bathroom now that I've decided that the old one is a perfect fit for under the kitchen sink for compost, but there are lots of other things that need doing too - a huge pile of laundry, for one.
Hi to pink poppy, Radish and Tilly - thanks for reading. :wave:Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
Spreadsheets - me too. I've got the last two weeks of August off so I'll either have a paint brush in my hand or I'll be updating/revamping spreadsheets.
Hope today is productive for you...MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0 -
Thanks MRN.
I haven't bought a bathroom bin yet but I've made quite a bit of progress with my decluttering. Still a lot to be done, though.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
You lazy mare, not buying a bin :j
:j for de-cluttering (the thing my BF didn't do before we sold his house so we have lots of boxes of "stuff")Mortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
You lazy mare, not buying a bin :j
:j for de-cluttering (the thing my BF didn't do before we sold his house so we have lots of boxes of "stuff")
Hahaha. But I did buy a bin - just not until after posting that update.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
Congratulations on your new bin!!!
I love a good declutter... a little too much! My house only has functional or sentimental things in now (with the exception of OH workshop which I'd like to get stuck in to but I'm not allowed!!!). At a loss for stuff to declutter, I have to re-arrange my kitchen cupboards or refold my clothes drawers just to get the same feeling!!!MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0 -
Mortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards