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Lois_E begins a long MFW journey
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That was nice of Ford. You must have a reasonable dealership. Everytime I go in our closest one, I come out feeling like I've been mugged of all my money!MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0
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Yay to the Ford Dealership. As MSN says..they are usually robbers...Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Hi Lois, I dropped by to say I'm looking forward to you returning over the half term. I hope everyone is OK and we'll 'see' you soon.Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
MFiT3 #86: Reduce mortgage from £146,800 to £125,000
Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 20360 -
Aww Peonie, how lovely of you to think of me.
Half term seems to be different for different counties this term. We've just finished, so here's to a week off.
I'm behind on my spreadsheetbut I'll try to get it up to date over the next day or two and update my sig.
Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Hey Lois - good to see you back
- Mortgage @ March 2008: £194,965 ; Lightbulb Moment: July 2011: £164,926; End Date: March 2033
- MORTGAGE FREE: September 2015
- MSE 1p Savings Challenge 2024 #50: Jan, Feb, Mar, Apr, May, Jun, Jul, Aug, Sep, Oct, Nov, Dec = £223.84/£671.61
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OK, sig updated. No major milestones passed, but another £300 off the loans.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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£300 is still a good step in right direction:-)
And just to say....I have 3 wardrobes of wrng size clothes:-) decluttering isn't my forte, oh no!Debt: [STRIKE]-£77.299 74,209[/STRIKE]-£72,860 Projected MF date(age):[STRIKE]2044(63)[/STRIKE] 2029(48)
Credit Card 0%: -£1,800 Reg Saver: £4000/£6000 ISA: £0/£2500
From March 2012: Mortgage OP: £160 pcm (saving 29k):D
Apr 2013 Goal: reduce balance to £72,000 to get 60%LTV & better deal0 -
Thanks Weronika
Spreadsheet now completely up to date. The usual mortgage payment goes out on Friday when I get paid, and I've set up for another £100 to come off FL1 on Friday too. It's not quite enough to knock another month off, though. Have to wait a little longer for that.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Payday!
Mortgage payment has gone out. £100 off FL1. Sig updated.
No major milestones today, but a mini-milestone if I can claim one for getting the total house borrowing below £89k. Onwards and downwards through the 88s here I come.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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