We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Lois_E begins a long MFW journey
Options
Comments
-
Hey lois_E how you getting on?
0 -
Aw numptyknownothing, thanks for thinking of me. :wave:
I'm OK, but workload's been crazy this term.
Might try to get back on here more regularly next term.
Mortgage coming down gradually. If I'm allowed to include the payments that will happen as soon as the banks reopen after Christmas, then I've now got another £100 off FL1, and another month off my MFD. 
Latest mini-milestone is that the (total less ISA) is now below £86k. Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
you're doing great lois hope you had a fab christmas and that next year will be wonderfully money saving!!;) Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
Mortgage OP £50/£600 House Fund £420/£50000 -
Thanks icontinuetodream. Hope your 2013 is wonderfully money saving too.
Just thought of something else I can add to my many mortgage graphs.
Now the graph showing the mortgage coming down (and projected into the future all the way to the MFD) also shows the ISA coming up to meet it. That way I can have graph joy even when I am sensible and put money into the ISA rather than off the mortgage or loans. Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
Getting caught up on laundry today. Then I can hang things up to dry for free instead of resorting to the tumble dryer when we've all run out of clean clothes. Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
Been catching up on my spreadsheet. It's looking quite good, despite Christmas spending.
I'm looking forward to the end of the tax year now. That's when I'll be sweeping most of the contents of my savings account across into the ISA. Of course, it depends how much I spend on building work in the meantime, but it's looking as though I may have £3k or even £4k to sweep across, which makes me feel that I'm coming within reach of getting "Total less ISA" down a lot nearer £80k. Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
0 -
I'm playing with spreadsheets and graphs too- love seeing then heading down to MFD2019 fashion on a ration 0/66 coupons0
-
Been catching up on my spreadsheet. It's looking quite good, despite Christmas spending.
Glad to see you're still heading in the right direction :TStart Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310 -
Nice to see you about Lois. All the best for the new year :beer:know thyselfNid wy'n gofyn bywyd moethus...0
-
Hi Lois
Just to say thank you for the nod to your diary - I have subscribed
PD xMortgage 14/12/2012 - £309865
First challenge - clear outstanding loan of £6K by 31/03/2013 before tackling the mortgage
£3035/£6000
Rather optimistic mortgage free target :rotfl:31/12/20220
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards