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Lois_E begins a long MFW journey

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Comments

  • Peonie
    Peonie Posts: 1,471 Forumite
    Lois_E wrote: »
    Catching up on a few diaries but am never going to be able to read everything. Can anybody tell me what are the really important things that I need to know about the last five months? Has anybody paid off their mortgage, got pregnant, moved jobs, found a new partner, etc?
    Have a look at my diary :wink::wink: [wink wink]
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 3 February 2014 at 9:30PM
    Glad to see you back!
    pink_poppy wrote: »
    Welcome home Lois ;):D

    Thanks both of you. :wave:
    Peonie wrote: »
    Have a look at my diary :wink::wink: [wink wink]

    Just been there. V exciting. :D

    So, it turns out the money from E.on is not a mistake. It was allocated to my account when I switched in August 2009, but they never actioned the payment. I was in the middle of a nasty situation with X at the time and chasing up the final bill from E.on slipped through the net. Anyway, somebody at E.on has been going through accounts and sorting out all the people who were owed money ages ago and never got it, so they sent me a letter (to my old address, so I didn't get it) and some money (to my old current account, which was mercifully still open although empty and not really being used). The person on the phone was very helpful, and is going to get another copy of the letter sent out to my address where I am now.

    It would be nice to use the money to OP a bit more, but I am aware that it is a refund on a bill and the "savings and bills" pot is perilously low, so I am putting most of it in there. Have paid another £25 off FL1, though. Meanwhile, the money going into the "savings and bills" pot has got my Santandr 123 back up over the £3k mark, so back to earning 3%. :)

    Off to update sig. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Very spendy day today - new glasses for DS with expensive lenses :eek: But he needs them, so there's nothing I can do about that.

    NSD yesterday though. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Lois_E wrote: »
    Very spendy day today - new glasses for DS with expensive lenses :eek: But he needs them, so there's nothing I can do about that.

    NSD yesterday though. :)

    Feel your pain, my glasses are so expensive, it's always the lenses. Have to get the lenses thinned down or the legs won't close! :rotfl:
  • catshark88
    catshark88 Posts: 1,099 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Have recently come back to the MSE fold and am popping in to say hello. I remember reading your diary last time I was on here and I look forward to following it again.

    Take care and congrats on all the progress that you've made!

    :-)
    "Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Thank you catshark. :wave:

    Thank you also to Alchemilla, Calfuray, pink poppy, Squirrel and skinty for thanking. :wave:

    Tonight I am grateful for
    1) Not having any marking to do this evening - had a snooze instead. :)
    2) Warm dry house when it is tipping it down outside AGAIN.
    3) My brother being helpful and having a nice phone call with me.
    4) My dad helping to pay for DS's glasses.
    5) DS helping with the cooking this evening.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lois_E wrote: »
    Tonight I am grateful for
    1) Not having any marking to do this evening - had a snooze instead. :)
    2) Warm dry house when it is tipping it down outside AGAIN.
    3) My brother being helpful and having a nice phone call with me.
    4) My dad helping to pay for DS's glasses.
    5) DS helping with the cooking this evening.
    Lovely list Lois, but my vote goes for:
    1) Not having any marking to do this evening - had a snooze instead. :)
    :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Nice to see you back Lois :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • teapot2
    teapot2 Posts: 3,547 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hi Lois, welcome back - good to 'see' you again :cool:. Great news about the EON refund too :beer:
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    This evening I am grateful for

    1) A rare moment of self discipline in which I got all my tonight's pile of marking done before beginning watching TV so I could feel guilt-free while watching it. :)
    2) Neither DS nor DD wanting help with homework this evening. :)
    3) Not long to go now until half term - there is light at the end of the tunnel. :D
    4) Gally, ICTD and teapot for posting :wave:
    5) catshark, Gally, ICTD, MCI, Pearla, pink poppy, QBW, Radish, skinty and Tilly for thanking :wave:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
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