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Lois_E begins a long MFW journey
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Secret_Saving_Squirrel wrote: »Well, who will mind if some of them carry into tomorrow? You are still on holiday.
Glad you had a good time,
Squirrelfothers365 wrote: »Break yourself back in gently!Alchemilla wrote: »Glad you had fun. XGlad you had a good holiday :j
Thanks people. You are all very kind and supportive.I am now at 16/22. Will proabably reach 20/22 by bedtime. Which sounds good but... those two are the same two that I always put off, and that therefore never get done.
And I can't do any tomorrow because I'm taking my kids to visit my dad for the day.
Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Finally caught up on diaries. Holidays are great, but they leave you with a lot to do when you get back to MFW!
Off to see my dad today. He wants help deciding whether to change utility suppliers, and maybe savings accounts too. Will take laptops (mine and kids) and hope kids will stay quiet and out of the way while he and I talk money.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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22 on first day home??? you have so much energy!Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
skint_spice wrote: »22 on first day home??? you have so much energy!
Errr no. 22 on first day of getting off my bum and doing anything, having already been home 4 days!Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Hi Lois
Just catching up. So right about holidays leaving you so much to do when you get back.
But it does seems that you are running around at a million miles an hour! Slow down you are making us dizzy! lol:rotfl:
Glad you had a nice time.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
I'm not doing as much as it seems. I have to do the lists in such a way that I feel I'm getting through them even when I'm not doing much. So I break things up into lots of little tasks. Instead of one item saying "laundry" I have three saying "put washing in", "hang up washing" and "sort out dry washing from yesterday". I include meals as well.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Lovely day visiting a friend today. NSD too.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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NSD is always good, especially if out and about0
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Feeling like a stalker here... but where have you gone? You're not back to school already are you?0
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*Shuffles into the room sheepishly*
Hello again. I, er, fell off the wagon. Not in terms of spending stupid amounts of money, but in terms of not getting round to updating my financial master spreadsheet... for months.
Trying to get back on the wagon now. Spreadsheet almost up to date - and the bits that I need to update my sig on here are all done, so I've just done it.
Since I last posted 5 months ago, I have...
Got the mortgage down by over £1200
Got FL1 down by £175
Got the EF up by about £100
Knocked one month off my projected dates for being mortgage neutral and mortgage free.
So, not life changing progress, but not bad considering I wasn't giving it any attention.
Cal, I'm sorry I didn't reply. It was kind of you to post, and not stalkerish at all. I'm just hoping there are at least one or two people on here who can remember who I am and will want to read my diary now I'm picking it up again. Anyone who does read, please do leave a comment or a "thank" so I know I'm not talking to myself - I really do find it encouraging. Thanks.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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