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Lois_E begins a long MFW journey

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Comments

  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Well, who will mind if some of them carry into tomorrow? You are still on holiday.

    Glad you had a good time,

    Squirrel
    fothers365 wrote: »
    Break yourself back in gently!
    Alchemilla wrote: »
    Glad you had fun. X
    QB_Wolf wrote: »
    Glad you had a good holiday :j

    Thanks people. You are all very kind and supportive. :) I am now at 16/22. Will proabably reach 20/22 by bedtime. Which sounds good but... those two are the same two that I always put off, and that therefore never get done. :o And I can't do any tomorrow because I'm taking my kids to visit my dad for the day. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Finally caught up on diaries. Holidays are great, but they leave you with a lot to do when you get back to MFW!

    Off to see my dad today. He wants help deciding whether to change utility suppliers, and maybe savings accounts too. Will take laptops (mine and kids) and hope kids will stay quiet and out of the way while he and I talk money.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • skint_spice
    skint_spice Posts: 13,441 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    22 on first day home??? you have so much energy!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    22 on first day home??? you have so much energy!

    Errr no. 22 on first day of getting off my bum and doing anything, having already been home 4 days! :o
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • misscousinitt
    misscousinitt Posts: 3,655 Forumite
    Tenth Anniversary 1,000 Posts Mortgage-free Glee!
    Hi Lois

    Just catching up. So right about holidays leaving you so much to do when you get back.

    But it does seems that you are running around at a million miles an hour! Slow down you are making us dizzy! lol:rotfl:

    Glad you had a nice time.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    I'm not doing as much as it seems. I have to do the lists in such a way that I feel I'm getting through them even when I'm not doing much. So I break things up into lots of little tasks. Instead of one item saying "laundry" I have three saying "put washing in", "hang up washing" and "sort out dry washing from yesterday". I include meals as well. :o
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Lovely day visiting a friend today. NSD too. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    NSD is always good, especially if out and about :)
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Feeling like a stalker here... but where have you gone? You're not back to school already are you? :(
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    *Shuffles into the room sheepishly*

    Hello again. I, er, fell off the wagon. Not in terms of spending stupid amounts of money, but in terms of not getting round to updating my financial master spreadsheet... for months. :o

    Trying to get back on the wagon now. Spreadsheet almost up to date - and the bits that I need to update my sig on here are all done, so I've just done it. :)

    Since I last posted 5 months ago, I have...
    Got the mortgage down by over £1200
    Got FL1 down by £175
    Got the EF up by about £100
    Knocked one month off my projected dates for being mortgage neutral and mortgage free.

    So, not life changing progress, but not bad considering I wasn't giving it any attention.

    Cal, I'm sorry I didn't reply. It was kind of you to post, and not stalkerish at all. I'm just hoping there are at least one or two people on here who can remember who I am and will want to read my diary now I'm picking it up again. Anyone who does read, please do leave a comment or a "thank" so I know I'm not talking to myself - I really do find it encouraging. Thanks.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
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