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Lois_E begins a long MFW journey

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Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :j Lois, welcome back :j.

    PS - my spreadsheet STILL doesn't show a zero balance :(.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    gallygirl wrote: »
    :j Lois, welcome back :j.

    PS - my spreadsheet STILL doesn't show a zero balance :(.

    Gally, I've told you before. It's a bug in excel. You need to complain to Microsoft because there's nothing I can do about it. :(
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Hello,

    Nice to have you back, hope all is well

    Squirrel
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Lois_E wrote: »
    Gally, I've told you before. It's a bug in excel. You need to complain to Microsoft because there's nothing I can do about it. :(
    Really? Does that mean my mortgage balance is actually zero?
    :dance::dance::dance::dance::dance::dance::dance::dance::dance::dance::dance::dance:

    PARTY!!!!!!!!
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 2 February 2014 at 11:25PM
    Catching up on a few diaries but am never going to be able to read everything. Can anybody tell me what are the really important things that I need to know about the last five months? Has anybody paid off their mortgage, got pregnant, moved jobs, found a new partner, etc?

    Edit: Just read a bit of Alchemilla's diary and have been reminded of the five things to be grateful for, so here are mine for tonight:
    1) Lovely warm welcome coming back here :)
    2) Getting financial spreadsheet nearly back up to date again
    3) Sunshine this morning
    4) Nice warm house in recent cold wet windy weather
    5) DS and DD going out for a walk with friends this afternoon and leaving me to have the house to myself for a while
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Hi Lois,
    I look like a newbie but I am an oldie in disguise, I used to read your diary regularly and you've left messages on old one before, so popping in to say Hi, glad you are ok and back on the wagon :) It feels weird chatting to people on here again and some not having a clue who I am haha. Never mind, I am starting it all from scratch again.

    Hope we can both keep up with our threads this year. I did fall off the wagon as well as I felt it took up a lot of my time but its nice to chat and share with people having the same goals.
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Thanks norfolkdream and welcome back to my diary. I've just been reading your new diary - sorry I can't help with ideas about West Norfolk but I've never been there, but just don't buy one of those cliff top houses that's about to fall into the sea.

    I am useless at working out who people are. Assuming I'm not the reason for your change of username, do drop me a PM so I know who you are, unless your stalker was so bad as to make you feel you need total anonymity just to be sure. I promise not to say anything that will give you away.

    And now I am going to stop catching up on 5 months' worth of MFW diaries and go and get everything ready for tomorrow morning, and then get some sleep.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 3 February 2014 at 2:22PM
    Hmm. E.on have paid £184.25 into my old current account that I don't use any more. I get my energy from F1rst Utilities, and before them I used to get it from 3DF. I think I had some dealings with E.on years ago, but I've no idea how many years. So why are they giving me money?

    Edit - looked it up. I switched from E.on to 3DF in August 2009!!
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Hi Lois

    Glad to see you back!

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • pink_poppy
    pink_poppy Posts: 2,152 Forumite
    Part of the Furniture 1,000 Posts Photogenic Homepage Hero
    Welcome home Lois ;):D
    'A watched potato will never chit'...
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