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Lois_E begins a long MFW journey

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Comments

  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Nice to see you back Lois:D
    Mortgage OP 2025 £6250/7000
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    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Hi natty & skinty :wave:

    Much cooler and cloudier here today, but pollen count feels higher to me. :(

    Hoping for a cheap day today, possibly even an actual NSD, and without much exertion either. Once the weekend is over I need to get started on a list of things to get done. I might even make the list today, so that it's already waiting for me when I wake up on Monday morning.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Congrats on making it to the school holidays Lois! :)
    And thanks for posting your strategies- all look very sensible and wow on the low-spend holidays that's fantastic!! :T

    Must have a think about some of mine to re-evaluate and [STRIKE]bore people with [/STRIKE] inspire everyone with on my diary :D
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Having read what you've posted on your thread about your strategies, TYO, I want to add some more of mine that I didn't mention:

    5) Joined Martin's cheap energy club
    6) Moving money around to take advantage of Halifax reward payment, Santandr 123 cashback and interest, and 5% interest in Ntionwide.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I'm thankful for school holidays as it means Lois will be posting again for 6 weeks in a row

    And this always make me want to try harder to
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Radish72 wrote: »
    I'm thankful for school holidays as it means Lois will be posting again for 6 weeks in a row

    And this always make me want to try harder to

    Awww. Thanks Radish. :o:)

    Attempts to eat less food do not seem to be slowing the weight gain. :o:( I have decided more exercise might be a more effective strategy, and have been for a bike ride today. :) Now the crucial question is how long can I keep it up? I'm going to aim for either a bike ride or a walk on at least 5 days a week for the 6 weeks of the holidays. Sadly the number of characters in my sig is already near the limit, so I can't add this challenge to it.

    Today was not as cheap as it should have been - I got pestered into taking the kids to the funfair. Oh well, at least it doesn't come very often, and they did have fun, and my total spend was under £25.

    This evening I am thankful for
    1) Another day of lovely weather
    2) Bike still seems to work OK (after a little pumping of tyres)
    3) Kids enjoyed funfair
    4) Bike ride made me appreciate the lovely area I live in :)
    5) Lots of lovely people saying kind things about being glad I'm back on MFW now the holidays have started :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Natty's diary reminded me of two more strategies I've been doing without recording:

    7) No purchases of mags or newspapers.
    8) Try to put all spending on CC each month so it doesn't have to be paid for until next month, thus maximising interest on savings, but have DD to pay it off in full so never have to pay any interest.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Enjoy the holidays Lois, good luck with your list. I could do with making one myself as I have a lot I want to do and don't see much of it happening without some organisation!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • fothers365
    fothers365 Posts: 269 Forumite
    Enjoy your holidays Lois:)
    Jan 2013-£140,231.65
    Jan 2014-£120,081.94
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 22 July 2013 at 11:47PM
    Have made a list to do today. It has 17 items most of which really need to be done today, and I have let the morning slide by without doing anything at all. :eek:

    The one bit of good news is that none of them involve spending any money. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
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