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Lois_E begins a long MFW journey
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You are so right about rest days Lois.0
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Tax credit renewal form arrived in this morning's post. Will put that on tomorrow's list, I think.
Logged into Santandr and Ntionwide to see if monthly interest/cashback had happened yet, but it hasn't. Maybe it will happen later today, or maybe tomorrow despite not being a banking day. Will log in again later to check.
Flyer through the front door for money off first shop with Sainsbrys online, so will try that later today. Have used other online supermarkets so far, but not them, so qualify for the discount.
Today's list is up and running:
[STRIKE]Morning: 7 items[/STRIKE] All completed
Afternoon: 7 items 6 completed
Evening: 3 items 1 completedStarting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Tax credit renewal form arrived in this morning's post. Will put that on tomorrow's list, I think.
I just did mine after getting various info together - none of which was required. A tip though if you are doing it over the phone you need to know if you have a white or brown envelope, I had of course taken it out of the envelope and left that in the bedroom so had to run through to check:oMortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Thanks skinty. Mine's brown. I'll make a point of remembering that.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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skint_spice wrote: »A tip though if you are doing it over the phone you need to know if you have a white or brown envelope, I had of course taken it out of the envelope and left that in the bedroom so had to run through to check:o
Who develops a system whereby the colour of the envelope matters:rotfl:
Love writing lists jut to be able to [STRIKE]cross things[/STRIKE] off. Hope todays is going well or even better another rest day to enjoy the sun :cool2:Looking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Who develops a system whereby the colour of the envelope matters:rotfl:
Exactly! I usually take things straight out of the envelope and stick it into the recycle pile, leaving just the important stuff to deal with:DMortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
It came in a white envelope, but the enclosed prepaid envelope for sending it back is brown. But it's a silly system. If I tell them my NINO, they should be able to tell which colour envelope they sent me.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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skint_spice wrote: »Exactly! I usually take things straight out of the envelope and stick it into the recycle pile, leaving just the important stuff to deal with:D
Exactly I'd just opened my mail before an MFW board browse & all the envelopes including any return ones went straight in recycling. No idea what colour any wereIt came in a white envelope, but the enclosed prepaid envelope for sending it back is brown. But it's a silly system. If I tell them my NINO, they should be able to tell which colour envelope they sent me.
Would we be surprised if they couldn't?! Probably a different dept deals with envelopesLooking for the perfect home and saving to make becoming a MFW easier
MFiT3 48103/50000 Saved So Far :j0 -
Another rest day today. Not that I planned it that way. However, DD wanted to go swimming, so I took her, and wore myself out so much that I accidentally fell asleep when we got home.
Checked Santandr - still no interest or cashback, although I definitely paid in £1000 and had two DDs going out in May. Will see if anything happens on Monday.
Ntionwide has earned £8.18 in interest this month. Have added it to EF virtual pot.
*Goes off to update sig and then try to go to sleep despite sleeping rather a lot this afternoon.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Hi don't know if they do it on different dates but I had my interest and cashbck from the Spanish bank on the 29th a massive £8.04Start Date 16/09/2015
Original amount outstanding = 225,000 Current amount outstanding =199,812
Original LTV = 64% Current LTV = 49%
Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.310
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