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Lois_E begins a long MFW journey

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  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 2 June 2013 at 11:04AM
    Just checked the small print. It's not done on calendar months but months from the day you opened the account. I'm not sure when that was.

    However, there is some good news. I've just logged in again, and the two DDs that happened on the 28th (Tuesday) have now got their cashback listed as due to appear in the account tomorrow. :) Whereas the single DD that happened on 28th April didn't get any. There's another DD that should happen tomorrow (ought to have been on the 1st but it wasn't a banking day) so it'll be interesting to see how long it takes for the cashback to arrive for that.

    Happy to have got the first lot of cashback. That's another £3.19 for the EF then. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • nicolula87
    nicolula87 Posts: 190 Forumite
    Hi!

    This is my first visit to your thread, I haven't read it all but your OP totalmfor the year is pretty impressive :-) I'm just slogging along at around £100 a month atm.

    Anyways I am subscribing and good luck with your continued MFW journey.
    Kitchen Debt - 2820/260
    Save £12k in 2013 #060: 1293.24/3000
    MFW: 88760.00/85000.00 (4.24% paid)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Hi nicolula and welcome to my thread :wave:

    Thanks for the encouragement, but don't get too impressed. The figures in my sig represent what I've achieved since Sept 2011, not just this year!!

    Tonight I am grateful for
    1) Sunshine
    2) Friend I took kids to park with
    3) Having a job I enjoy (even though it has been nice to have a week off from it)
    4) Easier than usual Monday at work tomorrow because exam classes not there
    5) My house - I love it even though it is taking a while to pay for it
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • teapot2
    teapot2 Posts: 3,547 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope its not too painful getting up and out early and going back to work tomorrow Lois
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Thanks teapot. At least I had a nice gentle introduction to being awake today. DD woke early (miracle) and made enough noise to wake me slightly before the alarm, but didn't actually come in and require attention, and most importantly didn't need me to get out of my bed and go and drag her out of hers. Then DS came in (by prior arrangement) to be tested on his spellings, which I was able to do in bed, only opening my eyes to look at each word and then shutting them again to listen to him spell them to me. Am now thoroughly awake :) but have slight headache :( so will take something to fend it off and get into shower. Need to leave house at 8:10 so not as early as many of the rest of you have to. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • mortgage_girl
    mortgage_girl Posts: 880 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    Hope you have a good first day back. Luckily for me, mine will be next week. :)
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • Hi Lois, I hope today was quiet and peaceful and your DS was successful with his spelling test :T
    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Hope you have a good first day back. Luckily for me, mine will be next week. :)

    Yes thanks. How do you manage not to have to go back for another week?
    Hi Lois, I hope today was quiet and peaceful and your DS was successful with his spelling test :T
    Tilly x

    Not bad, thanks Tilly. Apparently the assessment he's supposed to use the spellings in wasn't actually today but will be coming up soon. Won't do him any harm to have learnt them for today, though.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • mortgage_girl
    mortgage_girl Posts: 880 Forumite
    Part of the Furniture 500 Posts Combo Breaker Mortgage-free Glee!
    Lois_E wrote: »
    Yes thanks. How do you manage not to have to go back for another week?

    It's not as fun as it sounds, got problems with my balance/dizziness and keep falling over. Been signed off for a week. Trying to stay busy and make the most of the extra week off by sorting out housey things and catching up on school work.
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hope your headache went?
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