📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lois_E begins a long MFW journey

1108109111113114148

Comments

  • Peonie
    Peonie Posts: 1,471 Forumite
    Lois_E wrote: »
    Thanks everyone. Just over £300. All the usual oil change stuff etc, plus brake pads. Also needs some body work - it's those pesky little walls that are too low to see that somebody else was mentioning. Have to get that done at a body shop separately, so we'll have to see how much THAT costs too. And the caravan service coming up as well, which will probably need loads doing if it isn't written off. This is becoming a very expensive month from a vehicular PoV. :(
    Your quote seems really expensive. My MOT, lower body work that you can't see, replacement of fuel tank strap and new rear wiper cost around £170. I only did what I had to.
    Pots: House £6966/£7100, Rainy day Complete, [STRIKE]Sunny day £0/£700[/STRIKE], IVF £2523/£2523, Car up-keep £135/£135, New car £5000/£5000, Holiday £1000/£1000, MFW #16 £2077/£3120
    MFiT3 #86: Reduce mortgage from £146,800 to £125,000
    Mortgage Sept 2014: £135,500, MF Oct 2035 Peak July 2011: £154,000, MF July 2036
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Peonie wrote: »
    My MOT, lower body work that you can't see, replacement of fuel tank strap and new rear wiper cost around £170. I only did what I had to.
    I'm thinking of getting some upper body work that you CAN see :cool:. Oh, we're talking about cars :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    gallygirl wrote: »
    I'm thinking of getting some upper body work that you CAN see :cool:. Oh, we're talking about cars :rotfl:.


    :rotfl::rotfl::rotfl:
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 26 July 2013 at 4:12PM
    Peonie wrote: »
    Your quote seems really expensive. My MOT, lower body work that you can't see, replacement of fuel tank strap and new rear wiper cost around £170. I only did what I had to.

    Thanks for the heads up. The thing is, I didn't get it serviced last time I had the MOT done, so it needed a fair amount doing and I had the "full service" this time - oil change, three filters, spark plugs and brake pads, and two and a half hours of labour came out at £260+VAT. I've been putting off the brake pads for a while, but they'd now got to the point where they needed doing to stay safe. I've got a quote for the bodywork that doesn't sound too bad - £20 for the parts, £30 for labour, and VAT - which is a lot better than I feared because I thought I was going to need a whole new bumper.
    gallygirl wrote: »
    I'm thinking of getting some upper body work that you CAN see :cool:. Oh, we're talking about cars :rotfl:.

    :rotfl:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Payday today. Pay in, mortgage payment out, £25 to FL1, sig updated.

    No major milestones this month, but at least there's a minor one - the total owed has just crept below £86k. :)

    Oh, and if I don't get back on here before they go to read only for the weekend, then a happy weekend to all MFWs, and best wishes for copying with the forum withdrawal symptoms. :wave:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • nattypants
    nattypants Posts: 2,577 Forumite
    That's a great update re your total owed amount Lois:T I think for the first time ever I actually will have withdrawal symptoms this weekend - however it will be interesting to see if I actually turn my hand to other things that which will not be mentioned, but rhymes with balooneeyversityburk

    Enjoy your weekend:)

    PS any update on OD?
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 26 July 2013 at 4:11PM
    nattypants wrote: »
    That's a great update re your total owed amount Lois:T I think for the first time ever I actually will have withdrawal symptoms this weekend - however it will be interesting to see if I actually turn my hand to other things that which will not be mentioned, but rhymes with balooneeyversityburk

    Enjoy your weekend:)

    PS any update on OD?

    I shall await an update on Monday to see what you've been doing with your time. ;)

    Afraid I haven't been doing any OD recently. Haven't had the time or energy, or sufficient motivation to organise (and pay for) babysitting etc etc. Will let you know if I get started with it again in the autumn. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    An account containing a small amount of the EF has earned 18p interest yesterday. :) Most of it's in two other accounts that will get theirs over the next few days.

    So far I have been doing my exercise challenge for 9 days. I'm supposed to average at least 5 bike rides and/or walks a week, and I've done 7, so I'm pleased with that.

    Bodywork on the car came to £50 all in, it doesn't look quite perfect, but it's a lot cheaper than a new bumper would have been. :)

    Off to update sig. :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Lois! :)

    Can I ask you for remortgage advice please?
  • nattypants
    nattypants Posts: 2,577 Forumite
    Calfuray wrote: »
    Lois! :)

    Can I ask you for remortgage advice please?

    Oh me also (I don't mean asking me also Cal, however I am also struggling with what to do re. remortgage ;))
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.