Basic Bank Account Thread

mleach26

Does any one know if a basic bank account can be setup as a joint account?

My OH asked me this , and we are going for the LlyodsTSB Cash account

Matt

TheLastMinute

mleach26 wrote: »

Does any one know if a basic bank account can be setup as a joint account?

Don't know about Lloyds, but I set up a joint Step (basic) account with Natwest around 3 years ago.

TLM

peardrops_2

I applied for the Citibank account and I've been refused. I'm really at a loss now.

I was made bankrupt in 2001, I have a regular income of over £1250 per month and haven't had any credit since (obviously).

My wages are currently paid into my husbands account but he's having problems with his bank and we would like to move to an account in my name which will take my salary and set up DD's to pay my bills. I don't want a credit card, an overdraft or any other service simply to pay my salary in and pay my bills and take cash out for shopping.

Is there any bank out there that will take me on?

storminbalder

If you don't mind a Maestro debit card in addition, i'd recommend Yorkshire/Clydesdale Readycash account.

jsmith9156

peardrops wrote: »

I applied for the Citibank account and I've been refused. I'm really at a loss now.

Is there any bank out there that will take me on?

Have you tried for a Barclays Cash Account?
http://www.personal.barclays.co.uk/BRC1/jsp/brccontrol?task=homefreegroup&value=12866&target=_self&site=pfs
That now comes with a VISA Debit card....

Failing that, I'm sure you'd be able to get a Co-Op Cashminder Account
http://www.co-operativebank.co.uk/servlet/Satellite/1193206368743,CFSweb/Page/Bank-CurrentAccounts
This also comes with a VISA Electron Debit Card and Online Banking (Although it is normally a couple of days behind with the "Available Balance" displayed).

Don't worry if you don't have a Co-Op bank branch nearby, You can apply over the phone and run it by phone, Post and online. You can also withdraw and deposit cash at Post Offices, and the best bit is that depositing cash at the PO shows up on your account instantly!

The other James

peardrops_2

Thanks for you help, I'll try this avenue and let you know how I get on.

sutton111

Hi my first post and i'm just enquiring if anyone knows if the connect card you can get with Barclays Cash card Account now, is a connect VISA electron card or an actual VISA Connect card (obviously no Cheque book)
thanks

PROLIANT

sutton111 wrote: »

Hi my first post and i'm just enquiring if anyone knows if the connect card you can get with Barclays Cash card Account now, is a connect VISA electron card or an actual VISA Connect card (obviously no Cheque book)
thanks

It is a 2 in 1 Visa Debit minus the cheque-ok function and no overdraft. Similar to LTSB cash account system.

sutton111

thank you!

almond

hi
trying to open a basic bank account i am in despute with lloyds trying to claim charges back. this account is in married name and i am now divorced
applied to halifax in maiden name last month, a month later have recieved a letter saying paperwork is'nt a enough to prove who i am.
I have rang yorkshire bank and none of the below which i have used for applying is enough to prove my id
passport still in married name and won't change it till it runs out in 5 years
all i havefor id is
deads to house in maiden name
bt bill
medical cert from doctors
letter from court (employment tribunal) stamped
car reg doc
wage slips
birth cert
insurance doc
any ideas who will accept these, i am in shock that i can't prove who i am