We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Basic Bank Account Thread
Comments
-
Hello Mrs, which bank was it?quick-smart wrote: »I need a little advice please. I've just applied for a new Current Account as I'm fed up with my current bank not giving me an overdraft (not that I want to use it, but that's not the point
)
I was told on screen that I have been accepted in principle for a nice shiny new current account with an overdraft etc etc. Exactly what does "in principle" mean? According to the screen, it said dependent on provision of the required ID & proof of address, so can I assume that this is the case, and that nothing should really go wrong.
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Good afternoon Dr Love
It is with Royal Bank of Scotland
Shaz x"Oh Bother" said Pooh.0 -
Ah yes, they do an initial check with Equifax then a final decsion maker with Experian, the least they will do is give you a cashline card but that is it, no debit or nowt on the basic account, wait and see what they offer you never know.quick-smart wrote: »Good afternoon Dr Love
It is with Royal Bank of Scotland
Shaz xSince when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
thanks, most helpful. I'll be keeping my fingers and toes crossed, will be nice to give me bank the ol' two fingered salute, before telling them to stick their bank account up their £$£%!
p.s. I was only joking about the smut thing you know.....
"Oh Bother" said Pooh.0 -
So you like smut then?quick-smart wrote: »thanks, most helpful. I'll be keeping my fingers and toes crossed, will be nice to give me bank the ol' two fingered salute, before telling them to stick their bank account up their £$£%!
p.s. I was only joking about the smut thing you know.....
Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Is it possible does anyone know just to have a simple account, with a hole in the wall card that i can deposit money into but without having to pay in a minimum amount each month. I have looked around but cant seem to find anything?Mortgage -£42272.60 Completion Date Feb 2032
Tesco Loan -£8789.31 Target Completion Date Dec 2014
Make £2014 in 2014 Challenge- £0 to date0 -
Well Norwich and Peterbourgh BS do a basic account with a link card and cheque book, Lloyds TSB do a basic account with a Visa Debit card and cash card but no overdraft, Yorkshire and Clydesdale do a Meastro Debit and cash card also Halfax do an Express cash account with a Visa Electron and cash card.Is it possible does anyone know just to have a simple account, with a hole in the wall card that i can deposit money into but without having to pay in a minimum amount each month. I have looked around but cant seem to find anything?Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Some instant access savings accounts let you deposit money electronically and give a card to withdraw with, but there would be no facility to have DD's or SO's on the account. The upside is they don't usually credit check for these type of accounts, bad side is that they won't give you a good credit history either
Shaz x"Oh Bother" said Pooh.0 -
Well, Dr Love, that all depends.
Sorry, I love typing that, makes me grin from ear to ear,
despite the fact that my account has just been emptied by some fraudster who's cloned my card 
"Oh Bother" said Pooh.0 -
Oh no, I am sorry to hear that, what are the bank doing about it?quick-smart wrote: »Well, Dr Love, that all depends.
Sorry, I love typing that, makes me grin from ear to ear, despite the fact that my account has just been emptied by some fraudster who's cloned my card Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.4K Work, Benefits & Business
- 601.2K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards