Living @ home and hating it

LittleBoots

Well done, youre sure getting there!

cassidy0111

Debt now at £1266.38 (including this month's interest)

I hope go get rid of the card on my September pay day. This is a little behind my target debt free date but I just cannot cut any more from my budget.

I am on a long holiday from work (school teacher) and have budgeted £50 per week for fun stuff. I have planned some hostel stays, walks, free places to go see and will impose myself on some mates in various parts of the country for a night. I also have about £200 of cash to help with this. (coin savings, money from ex which covers about 40% of his phone costs since we split)

cassidy0111

cassidy0111 wrote: »

Debt now at £1266.38 (including this month's interest)

I hope go get rid of the card on my September pay day. This is a little behind my target debt free date but I just cannot cut any more from my budget.

I am on a long holiday from work (school teacher) and have budgeted £50 per week for fun stuff. I have planned some hostel stays, walks, free places to go see and will impose myself on some mates in various parts of the country for a night. I also have about £200 of cash to help with this. (coin savings, money from ex which covers about 40% of his phone costs since we split)

It is amazing what you can do for free in this country. Pity the petrol to get there is so expensive!

gothrockchic1

Just popping in to say hi and well done so far on all of your payments, there is a lot of free stuff to do maybe consider taking a Megabus or train if its cheaper?

cassidy0111

gothrockchic1 wrote: »

Just popping in to say hi and well done so far on all of your payments, there is a lot of free stuff to do maybe consider taking a Megabus or train if its cheaper?

Just been looking at London. £8 on the Megabus woohoo
I can stay with some old mates from drama school while I am there and get some reduced tickets for the shows they are involved in. Could be a nice wee trip.

cassidy0111

Does anyone know if this site is accurate??

http://www.thesalarycalculator.co.uk/salary.php

I should move onto Scottish teacher's salary point 5 next year (£32,397)
I will pay 6.4% into my pension as standard for teacher's scheme.
I will continue to pay my student loan.

The salary calculator suggests that I will earn £1800.08 as of the new term in August.

cassidy0111

Trying for a no-spend weekend and I am half way there now!! woo hoo

gothrockchic1

cassidy0111 wrote: »

Just been looking at London. £8 on the Megabus woohoo
I can stay with some old mates from drama school while I am there and get some reduced tickets for the shows they are involved in. Could be a nice wee trip.

If you book it 3 months in advance its £2.50! :j

cassidy0111

I am on half-term in October so could maybe look at booking for then.

My plans for a no spend weekend were derailed by repair work at the gym. Fewer member lockers were available, so had to spend 20p on a guest looker.

I cannot wait for my July pay day, even although it means the start of the new term is getting closer.

gothrockchic1

cassidy0111 wrote: »

I am on half-term in October so could maybe look at booking for then.

My plans for a no spend weekend were derailed by repair work at the gym. Fewer member lockers were available, so had to spend 20p on a guest looker.

I cannot wait for my July pay day, even although it means the start of the new term is getting closer.

Thats the closest to having a NSD ever!