We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Living @ home and hating it
Comments
-
cassidy0111 wrote: »My car loan and mobile phone costs are HUGE!! This is made even worse by the fact that I use my car less and less as a result of moving back home.
My next target is to start saving towards my own place. To rent or to buy will be my next question!!
Probably buy but you need a big deposit but if you rent you might as well be repaying a mortgage :cool:0 -
gothrockchic1 wrote: »Probably buy but you need a big deposit but if you rent you might as well be repaying a mortgage :cool:
Have my eye on a little flat near to here. Now reduced to a fixed price of £60,000. These were selling for £70k plus before the credit crunch.
I have also been looking at shared equity deals. Need to shift my debt first!Debt now £48,000 in the form of a mortgage
0 -
cassidy0111 wrote: »Have my eye on a little flat near to here. Now reduced to a fixed price of £60,000. These were selling for £70k plus before the credit crunch.
I have also been looking at shared equity deals. Need to shift my debt first!
True but once you have repaid it you will save a chunk towards it
0 -
£60,000!! Go for it
Haha, I make it sound so easy.
How have you used you £150? I have a silverburn voucher for £150, lucky me0 -
LittleBoots wrote: ȣ60,000!! Go for it
Haha, I make it sound so easy.
How have you used you £150? I have a silverburn voucher for £150, lucky me
If I had the deposit, I think I would go for it. It is the perfect flat and certainly gives me something to save for.
Not sure what I will do with the cash as of yet as been distracted by payday. The joys of being a teacher... no working days in July but they still pay you.
Any plans for your Silverburn voucher?Debt now £48,000 in the form of a mortgage0 -
Yeah yeah, rub it in!
I dont enjoy shopping that much, unless I have to get something specific. Will prob get some stuff for my room as its being redecorated. Exciting stuff
Great totals today 0 -
Yesterday was pay day. After working out a budget for the month, I have managed a smaller debt payment than I had hoped for. Current debt now stands at £807.07. (minimum payment DD still to come off)Debt now £48,000 in the form of a mortgage0
-
LittleBoots wrote: »Yeah yeah, rub it in!
I dont enjoy shopping that much, unless I have to get something specific. Will prob get some stuff for my room as its being redecorated. Exciting stuff
Great totals today
I am not all that into shopping either though I do go through phases. I will have to hit the shops this month as I need some new shirts and trousers for the new school term.Debt now £48,000 in the form of a mortgage0 -
Have joined the new 100 days challenge which is due to start on the 15th. I aim to clear the remaining £800 on the Halifax CC and save £1000 towards moving out.Debt now £48,000 in the form of a mortgage0
-
How about charity shops in a posh area for your work clothes. You can get some lovely stuff for a fraction of what you would pay for it new....I want a job that is less than an hour driving away from my house! Are you listening universe?
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245K Work, Benefits & Business
- 600.6K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards