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Memorygirls - The Matrix Re-inspired

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Comments

  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Maybe we should have a lottery syndicate on here !
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
  • tellmeitsfriday
    tellmeitsfriday Posts: 2,331 Forumite
    Part of the Furniture Combo Breaker
    I have a spare savings account - if I list my annual expenditures, divide that by 12 and transfer that amount each month it should save a pickle shouldn't it?

    Now would be a good time to start, because I've just annually paid my MOT Car Tax and Insurance.

    Have I remembered everything?

    MONTHLY:
    Reg Saver (To pay balance of credit card and earn 8% AER)
    First Direct Saver
    ISA
    TV Licence
    Northern Rock
    Cat Insurance
    Cat Healthcare Plan (Lucky creatures!)
    Specsavers
    Scottish Power
    PCC Council Tax
    Barclaycard DD (18 months interest free, so for minimum payment)
    Orange - Mobile
    Water
    BT

    Annual:
    Car Tax
    Car insurance
    MOT
    Ground Rent - Flat
    Holiday
    Contents Insurance
  • Marru
    Marru Posts: 4,126 Forumite
    I have passed the credit check - :eek: :T The house is mine!!!!! Just need to get rid of the old one (going to swallog a mahoosive toad and contact the managing agent). Now if just universe would give me enough money to actually buy this new place and then do it up I would really be deleriously (sp?) over the moon.
    "Everything will be alright in the end. If it's not alright, it's not the end."

  • clairewop
    clairewop Posts: 8,007 Forumite
    Good idea Elidee more chance of winning too lol,

    well I have done the post office bank and credit union, been to market spent a tenner on potting plants and 7.00 on pots lol, but the decking will look good :)

    Had a chat about ds2 veggies, some are dying :( turns out I am over watering them. So need to stop that :) just need to go to the £1 shop now for some hanging baskets and we are sorted, still need to get paint and more compost from B&Q.
    Boiler pot £30.92/£1000
  • clairewop
    clairewop Posts: 8,007 Forumite
    Congratulations Marru
    Boiler pot £30.92/£1000
  • tellmeitsfriday
    tellmeitsfriday Posts: 2,331 Forumite
    Part of the Furniture Combo Breaker
    Marru wrote: »
    I have passed the credit check - :eek: :T The house is mine!!!!! Just need to get rid of the old one (going to swallog a mahoosive toad and contact the managing agent). Now if just universe would give me enough money to actually buy this new place and then do it up I would really be deleriously (sp?) over the moon.

    Well done Marru.

    When do you move in?
  • Dinah93
    Dinah93 Posts: 11,466 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Bake Off Boss!
    Congrats Marru, exciting news
    Debt January 1st 2018 £96,999.81
    Debt September 20th 2022 £2991.68- 96.92% paid off
    Met NIM 23/06/2008
  • lucielle
    lucielle Posts: 11,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have a spare savings account - if I list my annual expenditures, divide that by 12 and transfer that amount each month it should save a pickle shouldn't it?

    Now would be a good time to start, because I've just annually paid my MOT Car Tax and Insurance.

    Have I remembered everything?

    MONTHLY:
    Reg Saver (To pay balance of credit card and earn 8% AER)
    First Direct Saver
    ISA
    TV Licence
    Northern Rock
    Cat Insurance
    Cat Healthcare Plan (Lucky creatures!)
    Specsavers
    Scottish Power
    PCC Council Tax
    Barclaycard DD (18 months interest free, so for minimum payment)
    Orange - Mobile
    Water
    BT

    Annual:
    Car Tax
    Car insurance
    MOT
    Ground Rent - Flat
    Holiday
    Contents Insurance

    Do you need one for car repairs?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • tellmeitsfriday
    tellmeitsfriday Posts: 2,331 Forumite
    Part of the Furniture Combo Breaker
    edited 3 May 2011 at 2:55PM
    lucielle wrote: »
    Do you need one for car repairs?
    L

    Yes, I suppose I do - although, other than the odd tyre, windscreen wiper and annual service it has been ok - £10 a month should help - even if I bung it in the holiday fund later on :) Thanks x
  • lucielle
    lucielle Posts: 11,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Could that cover any white goods that were poorly or needed replacing?
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
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