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Memorygirls - The Matrix Re-inspired

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  • Willow92
    Willow92 Posts: 2,186 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Insurance for dog walking in case a dog attacks or gets attacked I suppose :/
    Savings £8,865.22 £/15,000 Aiming to save enough for a house deposit.
  • Firewalker
    Firewalker Posts: 2,682 Forumite
    I was thinking, this 50 thing...Do you know a movie called 'When Harry met Sally'? There was this great part where Meg Rayan was crying saying 'I will be 50 one day'. 'In twenty years' - said Billy Crystal. 'But it is there!' - sob, sob.

    Fifty is great - I am going on a motorbike across the US, remember?

    FW
  • MrsMoo2U
    MrsMoo2U Posts: 4,005 Forumite
    Willow, listen to Bitsy she speaks sense. Its your life and only you can change it. I have used a dog walker who did not have insurance (she was just setting up). I went out with walks with her first to make sure that I was comfortable with her. You have to start somewhere and some people will give you a go. You dont need insurance for ironing, cleaning. If you are really serious about wanting to work you will find a way to do something. Do you think Duncan Ballantyne said "I cant do that because my Mum says"? I am not condoning you having no respect for your parents but they need to earn it just as you need to earn their respect. If a dog owner is insured themselves then they will be covered for any attacks and accidents. The insurance is incase they want to sue you. If my dog had an accident when out with the walker then they would have been a friend not minder ;). Why not look into how much insurance would cost, ask at the JC if they can help with the cost if you were trying to set up a business. Have you thought about going to Princes Trust for some kind of help to set up your own enterprise. There are lots of ways if you just stop listening to all the negatives.
    Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher
  • Willow92
    Willow92 Posts: 2,186 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    I assume I'd need Public Liability and it says it's from £110 but I dunno what it's for exactly. I'm determined to start dog walking! :p
    Savings £8,865.22 £/15,000 Aiming to save enough for a house deposit.
  • Willow92
    Willow92 Posts: 2,186 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    cheapest is £66 :)
    Savings £8,865.22 £/15,000 Aiming to save enough for a house deposit.
  • Memory_Girl
    Memory_Girl Posts: 4,957 Forumite
    See Willow - you have already "saved" yourself £44 quid:D

    And you don't need to be CRB checked if you are babysitting a child in their own home - trust me on this I have even triple checked with a Childrens Panel member this morning.

    And my neighbour (Vet) says his dog walkers don't have insurance but Public Liability might be an idea if you were doing it as a business and that business had assets (so someone might think you had something worth suing). You are 20 with no home, no assets so ........... well your decision hon.:D Still for me £66 would be worth it.

    Do you want to set up your own business? If s you need to make that process your "ther" full time job. There is lots of stuff you can do between 9 and 5 that will cost you nothing that we can steer you in the right direction....................... but, and here begins the straight talking:D.

    If your "parents" are going to make "helpful" but not necessarily factually accurate suggestions, then a long slow process of "educating" them needs to begin - and you need to begin it. So turning up at the breakfast table this morning, bright eyed and busy tailed chirping in that you have taken advice and you DON'T need to be CRB checked for babsitting - so my next steps towards getting some work there are ............ Then, I would need to be insured for dog walking, its going to cost £66 so I will raise the money by ........

    Do you see? YOU take control of your future, not by telling them to butt out but by accepting their concerns and being responsible enough to go and do your research so that you are educated enough to make your own decisions.

    Baby steps are the way to go with this hon.

    You asked how we all keep so positive here? Well trust me - most of us are NOT positive all the time - we all have our "Hard Times" sessions, which we fully indulge in then put behind us. Secretly we wear T-shirts under our working clothes that says "how can I .........?" - we have simply learned to ask ourselves more helpful questions.

    Have a better day today - and tomorrow will be even better.

    MG
    FINALLY AND OFFICIALLY DEBT FREE
    Small Emergency Fund £500 / £500
    Pay off all Debts £10,000 / £10,000
    Grown Up Emergency Fund £6000 / £6000 :j
    Pension Provision £6688/£2376
  • groatie_queen
    groatie_queen Posts: 909 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Today's Daily Motivator message from Ralph Marston (my home page):

    http://greatday.com/

    You can do it, Willow!

    GQ xox
    If you have a talent, use it in every which way possible. Don't hoard it. Don't dole it out like a miser. Spend it lavishly like a millionaire intent on going broke.

    -- Brendan Francis

  • Bitsy_Beans
    Bitsy_Beans Posts: 9,640 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Willow92 wrote: »
    I'm determined to start dog walking! :p

    Now that is just what I wanted to hear :D

    My comments only come from my own experience, stuff I myself would say (and still occasionally do if truth be told) and my mum would be just as negative as yours. Doesn't mean I don't love her but every suggestion I'd mention she would automatically come up with reasons why it wouldn't work. My mum isn't deliberately being horrible but it's the way her default thinking is set to negative.
    I have a gift for enraging people, but if I ever bore you it'll be with a knife :D Louise Brooks
    All will be well in the end. If it's not well, it's not the end.
    Be humble for you are made of earth. Be noble for you are made of stars
  • Memory_Girl
    Memory_Girl Posts: 4,957 Forumite
    :D

    M My mum isn't deliberately being horrible but it's the way her default thinking is set to negative.

    I got one of those :rotfl::rotfl:

    I call her the "Scottish Abbot" - the Scottish Ah!!! But.............

    She calls me pathologically optimistic - but who has more fun???

    If she had her choice I would still be hiding in the safety of benefits - being a single Mum and scraping through, taking no chances. I am up working before she is awake making the most of the opportunity I have been given, because that's what I do. You know scripts have to be written - why can I not be a person that writes one?

    Still I love her - especially now that she has moved out to her own house :D

    MG
    FINALLY AND OFFICIALLY DEBT FREE
    Small Emergency Fund £500 / £500
    Pay off all Debts £10,000 / £10,000
    Grown Up Emergency Fund £6000 / £6000 :j
    Pension Provision £6688/£2376
  • robsmum_2
    robsmum_2 Posts: 1,753 Forumite
    Morning All,

    Due to having constant visitors or things happening every weekend since Easter my routine has been severly disrupted and house and garden were in need of serious de-cluttering/taming. Last weekend was our first quiet weekend:jI had started to get back on it and didn't think it was causing me a problem. It must be getting to me more than I thought as last night I woke up every couple of hours after having nightmares about clutter:eek:.
    Today,my day off I am going to attack this clutter big style:jstarting very shortly with cutting the grass and finish planting my veg, then I'll do housework.
    Debt at start of DMP 1/6/09: £2942 - £1942
    Buffer Zone 1; £84 -
    £2 saving plan:-
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