Clippy means business! Third time lucky!

scubaangel

My freezer scares me, it seems to have nothing but sausages, and ginsters style pasties I've brought home from work instead of binning really do need to actually start eating them now though so when I do cook things I can freeze the left over portions.

On the plus side the codes from the sausages have gained me a free Tefal frying pan, just need to collect a few more codes so I can get some pans too.

gallygirl

clippy_girl wrote: »

thats good about the calculations, lets hope mine are just as accurate... or that i have underestimated

just popped on to report that something very tragic has happened....

i have now run out of pasta bake sauce :eek: sainsburys had it on 3 for 1 in sept so i bought about 15 jars :A however i have now run out and had to pay £1.40 for one jar in tesco :mad: they did an own brand one for 20p cheaper but did not like the look of it as it was a bit too bright orange! it looked similar to the dolmio one but i like homepride- must find somewhere its on offer so i can stock up!

Check mysupermarket.com! £1 in Asda

Happy payslip day tomorrow

clippy_girl

yey got my payslip! :j got an extra £1300 which will clear my credit card and the remaining £450 to dad

however on payday need to 'lend' my old account £188 for the standing order for loan one as not enought in there to cover that. will pay £700 off cc and put the other £188 in there. the rent and MS money will clear a day or so later so will then pay the £188 off the credit card. will end the month only about £100 in my overdraft on the old account unless i receive some more MS payments (possible as dont really keep track of the days they pay except the main ones).

so that will be about 2k paid off this month!

on a sad note i had nearly £9 in coins today in my purse and today and tomorrow would be a NSD so could put that all in pigs. however had to pay £8 to park car today (will get back from work but still ) piggies will be sad

clippy_girl

right quick update whilst having a revision break. decided i am def going on hol in jan. budget of about £500. will be going all inclusive i think so wont need any/much spending money. would like to go to cuba and seen some deals for around £600 so hopefully last minute will be cheaper. if not prob go canary islands and that will def be in budget.

assuming i have repaid everything except mum by dec i have worked out that on figures few posts back i wont be debt free til aug 12 not too bad though as worked out if i then save £500 a month to go new zealand then by end feb 13 (inc £229 food, petrol and weekly spends for feb which i wont spend whilst i am away) i will have £3279 saved. atm i estimate about £4500 will be how much i need for flight, tour, spends and activities.

so whilst it seems depressing that current debt free date prob aug 12, i am only actually about £1300 short of still going new zealand when planned. so new zealand is about 21 months away. plan is therefore to try and make £100 extra a month than what i have targeted. should hopefully be doable if get odd evening overtime and some months lots of MS jobs.

also i am spending at least 1 hr a day on here in dfw dorum reading diaries. decided to just read my subscribed diaries each night and instead spend 1hr comping. can have a good catch up/find new threads at weekend. hopefully i will win stuff i can sell (or stuff i need and can use cash would have spent on debt instead)

Radish72

I'm off to Cuba in Sept on a AI and I cant wait, even have a countdown on my excel spreadsheet

Sounds like you have a good plan

gallygirl

Well done Clippy :j, how exciting (especially for me as I'll get my money back sooner :rotfl:)

clippy_girl

Radish72 wrote: »

I'm off to Cuba in Sept on a AI and I cant wait, even have a countdown on my excel spreadsheet

Sounds like you have a good plan

oooh lucky you :beer: i have started one for new zealand now lol!

clippy_girl

so paid off credit card and loan 2! :j:beer::T
how small does my sig look now!

had a look at my payments that should be coming in the next week and they are £750 (rent and MS). so will only be about £50 short to clear overdraft (normal £188 to dad will go out tomorrow and take od back up to £800). hopefully some other MS payments will arrive so it is zero! although £200 is a cheque which will hopefully be posted today. will not be going bank til next wed but should clear by 31st (plus it will be paid into my account with the overdraft so if i look at the actual balance it will show cheque balance straight away... for the first time ever i will look at what the balance is rather than the available!).

will wait until all my payments have been taken once from new account and then get rid of OD. i have no payments coming out that account at all except manual ones when transfering money to dad for debt so no need at all for OD as doesnt matter if balance zero

Radish72

Go Clippy bet you are well chuffed, and soon the OD will be gone as well :T

gallygirl

:j:j:j:j:jYippee :j:j:j:j:j