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Clippy means business! Third time lucky!

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Comments

  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    £19.46 left of weekly spends :) £15 notes in weekends fund and £4.96 to piggies

    pay day next fri and still have £11 of food budget left so thats good :)

    decided to open piggies at weekend and count to see how much is there. not opened since end of nov 2010 so half way till they are opened to buy exmas presents. will see how on target i am :)
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    have just counted piggies and totals as follows-

    £1- £20
    50p- £5.50
    20p - £18.40
    10p -£8.50
    5p - £2.85

    total £55.25 :undecided

    not done pennies as too many!

    was not really saving excess coins til feb so should be on track for enough by nov to get xmas presents
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    not much interesting to report.

    payday tomorrow but as i pay debts on last day of month doesnt make much difference! getting £35 petrol this month back so will transfer that to debt.

    also this is the first month on new salary and its £40 more than i thought it would be :D. means i SHOULD have £70 left at month in wages account. plan is to transfer £40 to debt account every month, increase food by £10 per month and have the £20 there for unexpected things (eg calls made on mobile that are not free, towards vet bills etc...). on day before payday will check balance and what ever is left will be transfered on payday with the £40 and any petrol to debt account. will not be able to start the £40 transfer till july though as i will be a small amount overdrawn until next wage so the £40 can pay it off.

    only £1.06 to piggies today :(

    need to be good this month as 3 expensive weekends to pay for. got £30 saved towards them but will not quite be enough! :(
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    hmm not updated for 2 weeks (getting nearly as bad as you keebs! :rotfl:)

    not much to report really, decided not to bother with NSDs as i am more concerned with trying to save as much of weekly budget as i can!

    had a good weekend for my birthday, was the first expensive one bur tbh did not spend too much. although did but a £12 skirt which means i will be £11 overdrawn day before payday!

    was on track for my £650 target on 30th but bought £26 pr of peep toe shoes and £10 fake tan! :o so will be slightly under i think. waiting on lots of MS payments but only one will arrive by then i think!

    dont have any plans this weekend and annoyingly there are no MS available :( wouldnt mind if was really hot again but doesnt look like it will be. think will do some cleaning instead!

    off to bingo tonight, wish me luck! :j
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    o yes and update on bill. took him back to vet who examined him and said it appeared to be cysts/blocked sweat glands rather than cancer as he had no other signs. said should be fine and just to keep an eye on him. unfortunately he is covered with lumps though so now calling him lumpy! also means he is pretty deaf due to how many big lumps he has in his ears!
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    woohoo i won £50!!!!! :beer::j
    if i pay that in bank then should have £530 to go to dad on thursday as well as £150 for my sun holiday to pontins in july :) means am £30 over target! :T
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    :j:T:j:T:j yay, well done :j:T:j:T:j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    so last day of the month.

    £150 saved for my weekend away in july
    £465 to dad. £35 short :(

    decided not to put bingo money towards it as i have 5 weekends this pay month. still got 3 left and only two lots of weekly spends. got two expensive weekends coming up as friends staying. got enough for first one but will need money for 2nd so putting the £50 towards it
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    right to have a think about next months target as it is £80. this is made up of £340 rent, £310 MS and £200 overtime and petrol from work.

    now i was £35 short for target this month (but have £14 in bank so only £21 short)
    i will need an extra £50 i think for last weekend when friend is coming
    plus think i overestimated by about £20 extra from work

    so need to try and find £105! :(

    thinking of reducing weekly spend to £10 first week of next pay month (as i am holiday 4 days of it which i have the £150 saved for)- this will give me £30 towards it.

    so still need to find extra. could be ok with MS payments as due to cut off dates i didnt get some i was expecting this month.

    have a few things i am going to list on our intranet at work or then ebay to sell so that may bring in about £10

    will also be down about £80 in extra petrol which i will need to put in before get paid again :eek:

    this is ok though as i will get it back but it will reduce julys amount and go on augusts amount.
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
  • clippy_girl
    clippy_girl Posts: 2,283 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    total earnt in MS this month- £348 :T £38 above target to go towards it :)
    :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
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