Clippy means business! Third time lucky!

clippy_girl

hi chev thanks

i wont be able to save as much as i am giving up MS in april (only a few months before i am debt free) but my god, the relief at not having to devote most evenings and weekends looking for jobs, doing jobs and then the reports will be amazing. i cannot wait to be able to watch tv, go swimming more and lounge around!:beer:

gallygirl

clippy_girl wrote: »

i cannot wait to be able to watch tv, go swimming more and lounge around!:beer:

Ha ha, you'll be so bored :rotfl:

clippy_girl

will not get bored, will enter competitions!

have decided to try not to accept any more jobs for aug as cant be arsed. got £430 booked/done so £120 over target.

right, todays plans-

get dressed
do 2 x MS in town
come home, eat lunch
sand down filler and paint two doorframes and edge bathroom ceiling
do 3 x MS not in town
come home and do cleaning
gloss 2 x doorframes and skirting
do reports (urgh )

busy clippy again!

gallygirl

clippy_girl wrote: »

busy clippy again!

Poor little tired Clipster :grouphug:, happy painting tomorrow

clippy_girl

£550 to dad today as he needed it early. hope to have more next week

clippy_girl

will be no more to dad during the week as the invoice did not go in in time so thats £110 not got and also only got £90 in debt account (will be £120 when friends pay their £40 towards hotel that i have paid for). also did not get a chance to put ot and petrol claim in to work but doesnt matter as will put big claim in sept.

so update for goal for rest of year. money in-

sep £710 (£310 MS, £340 rent and £60 left in bank from wage)
oct £710
nov £710
dec £710

Sep £240 (this is the £110 invoice from this month and the £130 in bank)
sep £200 (extra MS from this month as will have earnt around £500)
oct £150 (overtime work)

Total- £3430

so after paid dad remaining £2550 have £880 left.

will put £600 towards holiday in jan so leaves £260

aim to put another £140 towards this to clear tax bill due in jan and buy passport.

therefore goal is by 31st dec 2012 to clear dad, tax bill and pay for hol, passport and only have £4015 owed to mum :T

only need £140 to find (as well as any for xmas if pigs not fat enough by then )

oops forgot about insurance- plus £140 for that. so £280 which should be more than doable if i pull my finger out!

then for next year- if i can find an extra £100 i will have paid mum by 30th june!!!!!! so DFD 2 months earlier!!

:T:T:beer::beer::j_party__party_

jaffacakegal

Hi clippy!

Just thought I'd have a mooch on your diary whilst you have been mooching on mine

You seem to be working very hard at clearing your debts - fancy passing any of that energy this way?!

JCG xxx

clippy_girl

i dont have any left over i am afraid! had to cancel a few surveys as i was sooo tired yest! o well its all pennies! so updates time-

£562 earnt this month time for a restful few days i think!

clippy_girl

£5 left of weekly spends gone in the expensive weekends fund!

clippy_girl

so small update time.

decided to cut back slightly on the MS as last month i had not free time to do anything! this meant i did not have time to go gym so that was a waste of £50 membership :eek: also because i did not go gym i kept eating rubbish as i thought 'i will be healthy when i go to the gym'. so i have put a few pounds on and spent quite a bit last few weeks out of weekly spends on junk food

whilst i made an extra £250, the targets in other post are based on me making £310 per month MS so as long as i make that i will relax a bit (easier said than done when there are jobs being offered!) can always do some comps in front of tv if i feel like it! will aim for 200 a month i think

will start on NSD challenge again to motivate me. going out the last weekend this month and its tagged onto the previous weeks spends as i dont get paid til the mon. so need to keep some money spare. got an expensive weekend after that as well. then in dec going to london for the weekend with friends. hotel and afternoon tea at the berkley hotel paid for but obv need spends amd other meals. plus need new pumps, prob new hair dryer, and need a ladder for loft.

think i have fallen into trap of spending my weekly spends on crap as its budgeted for, however i want to stop this and use it for things i want/need rather than wasting it.

have been decorating again this weekend, spend £15 in wickes on some stuff i needed. have at least £50 in expenses due in oct though which i didnt add above so all good. although i do need more petrol (again). cant understand where its gone this month as not made many long journeys and have spent £60 :eek: will increase petrol to £80 again each month i think as i never stick to £60. will prob just put £20 in using debt fund as have quite a long journey coming up for work fri

so plans for today-

do 2 x MS
make l&p soup
clean barhroom and kitchen
possibly strip some of the paint off the top of the doorframe if i can work out how to set the ladder up- is complicated one with different height legs due to steps