Is it all worth it

dave030445

DX2 wrote: »

Your questions cannot be answered as you cannot claim IS simple enough for you yet Dave?

you cant say that because you dont know my situation

DX2

Are you are your missus closing down your joint ESA claim and getting your wife to claim Carers allowance, then applying for the Income support carers premium?

Really it's like pulling teeth, stop being so cloak and dagger! If you give people information when requested they doin't have to search your post history.

If this is the avenue you are going down careful especially if you still get your other income every month is PHI or something of £1600.

DX2

dave030445 wrote: »

you cant say that because you dont know my situation

Your situation is in your post history, not rocket science dave!

dave030445

there you go then i can claim IS can you now please answer my questions

DX2

dave030445 wrote: »

there you go then i can claim IS can you now please answer my questions

Are you still getting your PHI as this will nil your carer premium on IS.

dave030445

DX2 wrote: »

Are you still getting your PHI as this will nil your carer premium on IS.

dont know yet but of course if i get it we wont get IS

DX2

dave030445 wrote: »

dont know yet but of course if i get it we wont get IS

Well there's your answer if you still get your PHI you won't get you IS premium and you won't get your SMI etc etc etc. You will only be able to claim carers allowance.

Did we get there eventually? Everything depends on your PHI, really wouldn't go rocking the boat until you know about your PHI especially where your SMI is concerned.

dave030445

DX2 wrote: »

Well there's your answer if you still get your PHI you won't get you IS premium and you won't get your SMI etc etc etc. You will only be able to claim carers allowance.

Did we get there eventually? Everything depends on your PHI, really wouldn't go rocking the boat until you know about your PHI especially where your SMI is concerned.

but if we can claim IS does it pay SMI

DX2

dave030445 wrote: »

but if we can claim IS does it pay SMI

Yes if you get the IS premium due to getting CA you can claim SMI, what are your chances of getting this PHI at £x per month?

Something else you need to bear in mind also CA is a taxable benefit regarding your child tax credits.

dave030445

DX2 wrote: »

Yes if you get the IS premium due to getting CA you can claim SMI, what are your chances of getting this PHI at £x per month?

Something else you need to bear in mind also CA is a taxable benefit regarding your child tax credits.

dont know about getting the PHI thanks for your help got there in the end but you really didnt need to know how i could get IS to be able to help DID YOU