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Nearly 30, in debt, lost and nervous! I need to change.

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Comments

  • ebayqueen wrote: »
    Hiya Lost:wave:

    I agree with all the comments above. You are making progress ... you may not be able to see it but we do. You must keep going. Think of your lovely little one. Make her the reason for sorting your debts out. Think of all the things you and she can do with the spare cash.

    In a few years she will be great fun to go out together for long walks etc.

    As I said to you before. A little bit at a time. Chip a bit away continously and you will see progress. What about your Avon and beauty business. Take care of yourself :A:A
    God bless
    E

    I do need to make her my reason, she is still young enough to not really want to do much and we can enjoy time doing 'free' happy things but as she gets older I will want to take her exploring! Things that I never did with my mother.

    Thank you so much for being here for me. At the moment Avon and beauty is really quiet its just taking so long to get it going. Pretty down heartening!

    xx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • I spend far too much time being down behind, unorganised and in amongst chaos! Why do I continue to go on about all the negative things and never about the positive? I dont like this person I have become, I dont like this negativity, I dont like it! Just because it rains outside it doesnt have to rain in my world, just because I burn toast it doesnt mean it has to be thrown away so why I am throwing my life away cause of my mistakes, and just because I am lonely in the place I live it doesnt mean I have to be lonely all the time. These things are all what I need to remember, money doesnt bring happiness it only makes things easier. worry wears a person down, but its about teaching yourself not to worry all the time. we dont need material things to make us strong and fulfilled, we just need love!!!

    I spend far too much time pittying myself, I spend far too much time down and this is draining all my energy! I need to use my energy on my positive life!!!

    My friends on here are my friends who dont judge me, who dont talk about me behind my back, and are genuine people who care about others. And I thank you all for being here!

    I need to leave the past here and focus on the future! Its the only way I will get anywhere!!! xxxxx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Don't throw your life away because you made mistakes, use them as a learning experience (harsh lesson, I know) and know that you won't make them again. Scrape the burnt bits off the toast, put some butter on it and eat it. Just remember to turn the toaster down a little for the next time :D lesson learned!

    Money doesn't bring happiness but I would rather be rich and sad than poor and sad :rotfl:

    Focus on the future, tomorrow today will be the past :)

    xxx
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • Hi Lost and Nervous

    I hope you don't mind me popping in but I had to say something as I don't like reading and running. It sounds like you have come a long way since starting and I feel really happy for you.

    I too live in a bubble a lot of the time and things play on mind, worry too much, don't answer the phone (even at work, which isn't good) as I am too nervous about any sort of confrontation.

    I nearly cried when I read your post:

    "Why do i find it hard to get motivated? I start off so well then I think of the debt or mess in the house and it demotivates me and all I want to do is eat? Its so strange.

    Am having a really bad day to be honest, I have spent a couple of hours just sitting here playing about with ebay and its really demotivated me and I feel on a bit of a downer. I wish I didnt get like this. I want to be one of these strong people who seem to achieve lots with their time. Instead I just dwindle through life not really succeeding in much.

    I have had a good think today and I do tend to bury my head in the sand when there are problems instead of facing up to them. Creditors who have not received payment one month - I wont speak to them! I will just hide away in my bubble. I like it in my bubble but my nervous feelinsg in it are taking over so I do need to deal with it. Its not the way to be. "


    It is like I wrote it! I get very easily de-motivated and eat my way through anything and everything to make myself feel better.

    Gotten a bit addicted to quote apps on my phone and try and read one everytime I feel myself heading down or sorry for myself. Today it was
    'Real difficulties can be overcome, it is only the imaginary ones that are unconquerable'. Hit a cord for me today and has relaxed me a lot this afternoon.

    Anyway sorry for the ramblings! Hope you have a good afternoon
    Total debt £5203.68 :doh:_pale_:whistle: Savings £15
    Target weight 135lbs Current 240+lbs
    "Where's the real food?...Eat what? There's nothing here. Gandhi ate more than this."
    "Oh, no. To live.... to live would be an awfully big adventure."
  • girlatplay wrote: »
    Don't throw your life away because you made mistakes, use them as a learning experience (harsh lesson, I know) and know that you won't make them again. Scrape the burnt bits off the toast, put some butter on it and eat it. Just remember to turn the toaster down a little for the next time :D lesson learned!

    Money doesn't bring happiness but I would rather be rich and sad than poor and sad :rotfl:

    Focus on the future, tomorrow today will be the past :)

    xxx

    Everything you have said here is spot on!!!! xxxxx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • Hi Lost and Nervous

    I hope you don't mind me popping in but I had to say something as I don't like reading and running. It sounds like you have come a long way since starting and I feel really happy for you.

    I too live in a bubble a lot of the time and things play on mind, worry too much, don't answer the phone (even at work, which isn't good) as I am too nervous about any sort of confrontation.

    I nearly cried when I read your post:

    "Why do i find it hard to get motivated? I start off so well then I think of the debt or mess in the house and it demotivates me and all I want to do is eat? Its so strange.

    Am having a really bad day to be honest, I have spent a couple of hours just sitting here playing about with ebay and its really demotivated me and I feel on a bit of a downer. I wish I didnt get like this. I want to be one of these strong people who seem to achieve lots with their time. Instead I just dwindle through life not really succeeding in much.

    I have had a good think today and I do tend to bury my head in the sand when there are problems instead of facing up to them. Creditors who have not received payment one month - I wont speak to them! I will just hide away in my bubble. I like it in my bubble but my nervous feelinsg in it are taking over so I do need to deal with it. Its not the way to be. "


    It is like I wrote it! I get very easily de-motivated and eat my way through anything and everything to make myself feel better.

    Gotten a bit addicted to quote apps on my phone and try and read one everytime I feel myself heading down or sorry for myself. Today it was
    'Real difficulties can be overcome, it is only the imaginary ones that are unconquerable'. Hit a cord for me today and has relaxed me a lot this afternoon.

    Anyway sorry for the ramblings! Hope you have a good afternoon

    Hi there, thank you for popping in, its so nice you have taken the time to read my diary. We are so alike, i am sorry to hear you also are going through a hard time and avoiding phone calls etc. Thats so good about the quote apps, we all need to find the things which help us. You too will feel better and overcome it, we need to all be together throughout. I have met some lovely people on here and the world of Lost isnt as lonely as what it was. Thank you xxx
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • To succeed you need to work hard, to work hard you need motivation and focus, to have motivation and focus you need positivity, to have positivity you need to bat the negativity away!

    I want my debt under control, the clutter under control and this feeling of being Lost and nervous - gone!!
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
  • kelpie35
    kelpie35 Posts: 1,789 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I want my debt under control, the clutter under control and this feeling of being Lost and nervous - gone!!

    That's the attitude to have.

    You should be so proud for yourself for what you have achieved so far.

    Keep going....................one day at a time
  • girlatplay
    girlatplay Posts: 3,884 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hey Lost! How are things? Hope you and DD are well.

    Gap x
    :D
    Mortgage at 12/07/2022 = £175,000
    Mortgage today = £161,690.76
    300 271 payments to go.
    House buyout fund £21,000/£40,000
  • kelpie35 wrote: »
    I want my debt under control, the clutter under control and this feeling of being Lost and nervous - gone!!

    That's the attitude to have.

    You should be so proud for yourself for what you have achieved so far.

    Keep going....................one day at a time

    Thank you for your kind words, as you can probably tell from my posts I can be very negative yet some days very upbeat.

    Thank you for being here with me. x
    :j DMP started on 1st Oct 11 - 6 yrs 0 mths till DFD :j
    May 2018 Debt free date - Mission to clear before!
    Depression is a challenge, Debt is a challenge and I have been given these challenges to be a stronger person. Focus and determination is the key with hard work!
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