There is light at the end of the tunnel

girlatplay

£40 PAD today. That is £100 in 10 days! Helps that I get Mr G's money though

I have been putting the heating on at night for a couple of hours. It is lovely

Have a good weekend everyone.

Gap xx

mummytogirls

£860 Gap that is flipping fantastic. I am soooo pleased for how you have turned your life around you are such an inspiration :T.

Hope you have a lovely weekend, have you anything planned? xx

girlatplay

Oh thank you mummy

Didn't do much over the weekend. LM had a birthday party to go to on Saturday night. She quite enjoyed that. Mr G and I managed to grab half an hour together, we haven't been looking after each other very well recently with work, kids, etc. Mr G's job is at risk and he is trying to get something sorted with that. It is quite stressful at the moment. However, I suggested that we have a date night since we haven't been out just the two of us for such a long time. We are going to go for dinner next Saturday night. I am really looking forward to it.

£2.30 to PAD today. What a slow month this seems to be for me

Happy Monday all.

Gap x

mummytogirls

Hi Gap, your right you and Mr G need to make time for each other. Although thats easier said than done half the time.

Enjoy your meal out xx

Itsadogslife_2

Hi GAP, so good to hear that you are so so close now. You have come such a long way and you must he so proud of yourself. I don't find it boring at all, I love hearing about how far people have come and how it is possible, because this is what makes me believe that one day that will be me

I have never been so bad even though the amount of debt we have is huge, the minimums are always paid, but one change to our circumstances, Mr Itsa losing his job or me losing mine, we would be bu**ered Looking forward to seeing your shiny brand new signature!

Me and Mr Itsa need to spend some more quality time together - so easy to be ships passing in the wind!

girlatplay

Thanks girls

Yes, we are ships that pass in the wind at night. Something has clicked in my head now though and things are going to get better

Only a little 50p to PAD today. I think I have PADded too much and left myself short this week

Going for dinner tonight with girls from work. Will have to put it on the cc but we are all skint so it will be a fairly cheap one anyway.

When I clear the loan next month I will be making sure the cc is cleared too and then I will be leaving it in a drawer for the majority of 2012 as I know I don't actually need it in my purse, it is just sheer laziness when I can't be bothered to add up the prices as I go round the supermarket and then go over the amount of money I have in my purse and so have to use the cc :o

2012 is going to be my year of saving :cool:

Gap x

girlatplay

Well I called HBOS yesterday to get a settlement figure for the loan. It is £738.70. I have £700 in my other bank account which I can access in December and I have £105 in my PAD pot so I can definitely settle next month. Looking at 2nd Dec :j

Because I worked that out yesterday, I was naughty and took £40 out of my PAD pot (I did have £145) I used it for messages and last night's tea. Also, LM told me she had book fair at the school today (I remember reading something about it on a note the other day) so I gave her money for that. She said "I will give it back to you as soon as possible." Awww wee shame, she thought she had to pay for it herself. I felt so guilty. She does get a decent amount of pocket money and she does have to pay for stuff herself from it but book fair is different I think.

That's it for now. xx

mummytogirls

Wow Gap, thats like 2 and a bit weeks away!!! Eeeeekkkkk how exciting!!!!!

Awww bless LM, glad to hear she knows the value of money :T xx

Itsadogslife_2

Oh GAP how exciting, I can only dream of what that must feel like being so close :T

What will you do when you become debt free, will you still come and see us???? We would miss you Have you prepared your roll of honour speech?

mooomin

Ooh so close!!

I would recommend staying on DFW for a while I left for MFW but turned out that the Good Ship Fresian wasn't steady enough for those waters hence why I'm back here!