How much money do you have left in your bank account, at the end of the month?

poppy_f1

£8 til payday which is on friday anyway so will manage
every month i put 100 into a sep account which is emergency use for if i need it - on monday used to chuck 60 to the credit card then 40 in my main account which i spent 32 quid on ebay
i have also cleared a CC today and owe just over 1k on another one but i technically could pay it off but its on a 0% deal til august i think so not overly bothered about clearing that asap

oh and lucky for me i do have savings if needed in a real emergency

Smamfer

nic_santorini wrote: »

About £10 left, as on payday, my microsoft money predicts my leftover salary from all direct debits and bills, I then take out my usual savings and whatever is left I divide into how many Fridays there are until next pay day - this is my weekly allowance and I can carry forward any monies week on week. I am £77 'in credit' from this weeks fund and won't be shopping for a few days, so that will get carried forward, anything left at the end goes into my decorating fund for the house. If I scrimp I can have the outside electric sockets fitted just in time for the summer!!

hi i have never heard of MM which you say you use so i googled it and it said it no longer existed but Bundle is also available to use, do you or anyone else know of this and how well it works please

Decluttering

Haven't entirely gotten into a routine yet but I'd like to have less than £10 by choice. I don't have any debts at the moment but I want to throw as much of my income at my ISA as possible!

ani_26

vintagegirl wrote: »

if its any help ani, clydesdale and yorkshire bank would allow you to have a savings account,

Thanks for that, vintagegirl. I had a feeling it was the yorks bank. Not that its any use to me right now, but i'll store it in the memory bank. ( how about that for a pun )

ani_26

poppy_f1 wrote: »

£8 til payday which is on friday anyway so will manage
every month i put 100 into a sep account which is emergency use for if i need it - on monday used to chuck 60 to the credit card then 40 in my main account which i spent 32 quid on ebay
i have also cleared a CC today and owe just over 1k on another one but i technically could pay it off but its on a 0% deal til august i think so not overly bothered about clearing that asap

oh and lucky for me i do have savings if needed in a real emergency

Savings for an emergency, is the ultimate target. Everyday, is an emergency, right now.

writeychap

My payday is generally the 24th, though it will be the 21st this month due to the bank holidays. At the time of writing I have about £250 in the account, and I don't see that decreasing much next week - I have some cash in hand freelance work tomorrow which will be good for daily expenses, etc.

This month is exceptional however, generally I come squeaking under the wire with pence left in my current account and hoping above all that there will be no problem with my salary payment!