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Halifax Guaranteed card offer for existing customers

245

Comments

  • poggs
    poggs Posts: 134 Forumite
    Part of the Furniture 100 Posts
    I've had a guaranteed credit card offer for about a week in online banking. Its 13months at 0% on transfers and purchases.

    However whenever I try and apply I get through the first page and then a sorry our systems are not responding. We know about this. Please try later.

    Yet another example of my terrible experience with Halifax. 6 months in and still no faster payments enabled. All caused by my 'specialist' account no doubt.
  • auto-man
    auto-man Posts: 346 Forumite
    Hi guys

    I don't suppose it's too cheeky to ask to see a screen print of such a guaranteed offer. Mine shows me a card when I log in but it doesn't show guarantee anywhere.

    Maybe I'm missing it? Or don't have it. Please, if you could screen capture it I'd be really grateful.

    :)
  • auto-man
    auto-man Posts: 346 Forumite
    Anyone? Please..
  • Azrael_1701
    Azrael_1701 Posts: 450 Forumite
    You can phone and ask aswell.
    100% G33K
    :D:D:D:D:D
  • auto-man
    auto-man Posts: 346 Forumite
    Azrael_1701 wrote: »
    You can phone and ask aswell.

    Phone and ask what?
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    I was "pre approved" for an All in One card a few weeks back and applied, it came with a 6.3k limit and was indeed, pre approved with no credit check...well as far as I can see anyway.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    auto-man wrote: »
    Hi guys

    I don't suppose it's too cheeky to ask to see a screen print of such a guaranteed offer. Mine shows me a card when I log in but it doesn't show guarantee anywhere.

    Maybe I'm missing it? Or don't have it. Please, if you could screen capture it I'd be really grateful.

    :)

    If it doesnt say guaranteed acceptance, then it isnt a guaranteed offer, its just an advert inviting you to apply for a card. I had the same advert in my online banking. I applied for a clarity card and was accepted anyway, so you could try applying, or maybe call them and ask if you have any offers on your account
    Debt free and staying that way! :beer:
  • auto-man
    auto-man Posts: 346 Forumite
    mine shows this

    16huctw.png
  • Tixy
    Tixy Posts: 31,455 Forumite
    Thats not a guaranteed offer - it clearly says it is subject to status. So you will be credit checked before they decide whether to give you a card or not.
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • jen245
    jen245 Posts: 1,606 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    That's just an advert inviting you to apply. I had the same one. If you do decide to apply, you'll be credit searched
    Debt free and staying that way! :beer:
This discussion has been closed.
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