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First Time post on here - felt sick and a loser

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  • shopndrop
    shopndrop Posts: 3,548 Forumite
    Part of the Furniture Combo Breaker
    Have just come across this thread and want to say well done for what you have managed so far, but do take the money from your dad and visit him. He needs to see you as much as you need to see him and better for him to spend his money now and enjoy your company.

    The Daily Mail had some tokens a few weeks ago for huge reductions on train fares. I didn't collect them as I don't use trains but wonder if anyone has any spare that they could offer, as far as I can remember you could buy very reduced train fares for up to 4 people and I think they were valid until the end of March.
  • weymuffred
    weymuffred Posts: 1,260 Forumite
    Just an update on the cutbacks we have done. No magazines or newspapers have been bought so thats a saving of 15 quid a month. gas has gone down to 51 per month, Our inter is now 17-99 a month and sky has gone down to 34 a month. Best of all though is our shopping which so far fro the month has been 247.
    Have you got a job yet? :think:

    NO? Then :shhh:
  • beverleyhills
    beverleyhills Posts: 747 Forumite
    Mr and Mrs W

    Congratulations on reducing your budget. Well done.

    bh
    'You can't change the past, you can only change the future' Gary Boulet.

    'Show me the person who never makes a mistake and I'll show you the person who never makes anything'. Anon
  • beanielou
    beanielou Posts: 96,119 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on your budget esp Sky & shopping.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    excellent work!!!

    What are you reducing next month???

    It feels so good when you get to reduce something doesn't it?
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • yorkshirejen
    yorkshirejen Posts: 37 Forumite
    Wow!! Well done with the housekeeping budget, you've really made a huge difference there :T

    Best of luck in continuing your budgeting.

    Jen :D
  • weymuffred
    weymuffred Posts: 1,260 Forumite
    My wife has to take the thanks for the shopping. We need to try and get the gas down more and definately the electric, but for some reason the usage for electric is like 30 units a day, dont know why though.
    Have you got a job yet? :think:

    NO? Then :shhh:
  • miggy
    miggy Posts: 4,328 Forumite
    Well done! That's quite an achievement.
    May I ask how your Dad is?
    Miggy

    MEMBER OF MIKE'S MOB!
    Every Penny a Prisoner

    This article is about coffeehouse bartenders. For lawyers, see Barrister. (Wikipedia)
  • pigpen
    pigpen Posts: 41,152 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    *BIG pat on the back* to Mrs Fred You are doing great.. keep up the excellent work both of you!!

    ditto the asking about dad, hope you managed to get to see him.
    LB moment 10/06 Debt Free date 6/6/14
    Hope to be debt free until the day I die
    Mortgage-free Wannabee (05/08/30)
    6/6/14 £72,454.65 (5.65% int.)
    08/12/2023 £33602.00 (4.81% int.)
  • weymuffred
    weymuffred Posts: 1,260 Forumite
    Didnt go to see him, as I was trying to workout the cheapest way of getting there through Martins train ticket thing but as my mind is so full I just could not work it out.
    Have you got a job yet? :think:

    NO? Then :shhh:
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