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Catspaw: This kittens got claws part 2
Comments
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Is definately a NSD today, bills all due out on Wednesday.
Problems with old accountant means hassle this afternoon and a visit to the new accountant tmw morning.
Spent all morning on phone trying to drum up new business.....but at least if I'm doing that I'm not out spending lol.Proud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0 -
Not much on the mse front, I did get some extra teaching work on Friday so that will be £50 after tax, so, some to household account and some to pay of debts.
Car tax came out on Friday...boooooo
Anyway, have been baking bread and trying to make massive batch cook as opposed to 2 day batch cooking and think I might be succeeding.
Am hoping for Monday to be a NSD and also to manage to make another few PAD's netx week. Would bee good to see at leats £100 off the total by the end of Feb.
Everytime I get extra teaching half shall go to debt freedom.
With the business I am setting up we shall see how things go, first I need to make what I need to live on including debt repayment, and then some extra to pay it off faster and maybe even start saving for some treats..... lots of work for me then:DProud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0 -
oh yes, £20 PAD from loan must update signature.Proud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0 -
Its been a week and have I managed to make any headway? Well, the one thing that I have relaised is that I keep making impossible goals......not impossible really, but more on my expectations as to when I will get there and not really having a well thought out plan as to HOW I will get there.
I am going to stop beating myself up if I don't come on here and just set small goals on a weekly basis to help towards the bigger picture.......I do this for sport to win competitions so why not apply it here?
So, as next week is half termand both DD's are around I need to make sure that the goal is nice and simple. Soooooo, I am aiming for £1 PAD a day.
So far I have never made a whole week with a PAD so next week is going to be my first attemp, it's nothing big but it is still an extra £7 off the debt if I start today.
The extra pay buit didn't work as I had to get business cards and pay the first accountant fees:mad:. But on the plus side I did some extra work today and hope to put some to house account and some to bills. Its not on my goal list but it is hovering in the background
I deally I need to make 2 x£5 payments next week on 2 bills as I slipped this week when I was doing so well. Off to make a PAD of £1 (£6 left to go)Proud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0 -
And another PAD of £1, this does seem to make life easier, still will be doing the min ones but an extra PAD is helping (£365 off a year is 365 closer to debt free date).
Have decided to check out music magpie later as DD's have outgrown some dvd and I seem to have a few duplictes so lets see if those sell.
Today I have had coffee with friends ( 1 free) and am off for a wander round the garden centre and maybe pick up some seeds depending on what is there, also have 1 possibly 2 extra kids as DD's are having sleep overs.Proud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0 -
Sleepovers had, house still standing. Though I think that Alvin and the Chipmunks should be reported to the UN as a form of torture:D
Internet died a death so my PAD's happen today so £2 off, it's little but it counts.
Have spent the morning so far working hard on the business (with a coffee break to check things out on here) and will spend the rest of the day working hard as well: I hope.Proud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0 -
nice little PAD of £6, this means I am on course for clearing another debt by the end of next month (would be nice to make it end of this month though).
Spend most of yesterday trying to work in between being ill so really didn't have any enthusiasm for anything, still don't feel too good today, and have managed to loose 1/2 stone in 24 hrs being ill.......not good as I don't really weight enough. So my nice little training schedule or swim, work, run,work, martial arts for today has disappered.
But on the plus side am sticking to the PADDing nicely. Today I plan to do lots more work, or at least finally get my head round these meta tags for my work website and then advertising.
so I will take my fat saggy cat and retreat to my 'office' in the warm.Proud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0 -
hi Catspaw, glad to see you back, not sure where my subscription to your thread went but it's back now. well done with your PADs you're going great considering you've been made redundant.0
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Hi LT,
it's good to be back on here. I know if I don't then my mojo slides away. Made a PAD of £16 today (12 from debts and 4 to savings).
I know I will clear things.
Got some good news yesterday: one of the more difficult schools I had done some work for wants me back, 3 days a week until Easter, which will give me some extra cash (hopefully an extra £10-20 a week towards the debts for at least the next month).
Every little helps:DProud to be dealing with my debt:eek:
TOTAL: £6,437 (04/01/2013) slowly but surely it is decreasing:D0 -
that's great news that you've been asked back, who knows what doors that may happen.0
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