13 Moons part 2 - Freebird & Frugabulous

Lula-Hula

Shoe_Gal wrote: »

Hi Lula

Happy new diary, happy new life and 'congratulations' once again! Have you posted on the Debt Free Roll of Honour?

In the spirit of helpfulness (!) Argos have pink polka dot toasters in their sale
http://www.argos.co.uk/webapp/wcs/stores/servlet/Search?storeId=10001&catalogId=1500002701&langId=-1&searchTerms=PINK+TOASTER

Sorry, who are you ???

Have we met 'Toaster Gal' ??


If I want advice on appliances then I'll get myself to Argos thank you very much :mad:,

You just stick to what you're good at , it wont be long before I need your particular area of expertise :rotfl:

Just joking sweetie, & thanks for the linky :A

Ooooh Debt Free Roll of Honour, really ???

Must go hunt for that one

Lula-Hula

Hello EBS & thank you i see you're doing very well at the clothes challenge, puts me to shame, it really does :rotfl:



Shoesy -

I like the toaster, there's a matching kettle too .... hmmmm will check out local store for stock.

Shoe_Gal

I actually saw the toaster on display yesterday and instantly thought of you

And I also saw that Waitrose are planning to open stores in the North (we don't have it here!) and thought of you again!

Lula-Hula

Shoe_Gal wrote: »

I actually saw the toaster on display yesterday and instantly thought of you

And I also saw that Waitrose are planning to open stores in the North (we don't have it here!) and thought of you again!

Crrrrumbs, that means I can now edge past Watford in a cautious manner without fearing starvation

The_Dragon

There is a Waitrose in Altrincham, Cheshire (I know 'cos Dr Dragon and I have been shopping there :rotfl:)

Shoe_Gal

Bit far for me but they are moving north! Sometimes indulge in the one inside Boots in Manchester

Mags30

Hi Lula and Happy Debt Free Day :beer:, I've suscribed

Lula-Hula

Yep,

now that it's all mine, mine, mine, every single penny counts & I want maximum value for minimum spendage.

Although I am now DF, this month is going to be excruciatingly tight; I will be breathing in & holding my breath for days at a time _pale_.

I've paid the rent & the water bill, virgin media goes out tomorrow, along with lenses, & I had the choice of either doing shopping or paying the council tax today & I chose food.

Will pay council tax on monday once TCs go in & then I need to pay the £150 to savings funds + repay the other £70 I 'borrowed' from savings funds last month to cover overdraft, £145 to childminder & there's still the piano lessons bill due to arrive any day & my mobile bill, lovefilm, pet insurance & all the cash funds I've transferred to my monthly budget .... I will also need to top up fuel some time, but couldnt face that as well today ( + with a boot full of shopping it would be burning off more quickly so will wait until car empty - nerd )

I can see that I might have to continue with cash funds for this month as I did use £150 of wages to make final debt payment, but will try very hard not to.

So bearing all this in mind, I HAVE to stick within a Housekeeping Budget. Mine incorporates food, cleaning & laundry stuff +toiletries & pet supplies & I [STRIKE]want[/STRIKE] need to keep it under £200 a month. My version of toiletries is stuff like shampoo, toothpaste, facial wash, shower gel & other essentials used by both DD & myself. I dont classify my cosmetics or skincare, body lotions & potions or perfume as toiletries, they are my spends/treats & have to come out of my personal pocket money allowance. There isn't one of those this month , so it's lucky that I'm well stocked & have Boots points for any emergency lippie/mascara situations .

I researched my shopping on line so had a good idea of what was on offer & how much it would cost me. I had a voucher for £7 off a £70 spend & was determined to get as close to £70 as I could.

I have no qualms about marching around Tatco with my phone set to calculator so I can add up as I go along, & managed to get all my household & toiletries for £35.14 & spent another £38.25 on groceries so a total of £73.34 but with the £7 voucher, it actually cost me £66.34p.

I then went to the pet store to get some more kitty biccies - great news; it was buy one get one half price & I was happy to donate to the 'round up to a pound' charity so the total cost in there was £11

Total Housekeeping Spends £77.34p.

That leaves me with £122.66p for the next 4 weeks or £30.65 a week. It can & will be done

Lula-Hula

Hiya Mags,

Thank you & welcome

I saw your student thread earlier - great idea & if work goes wrong then I might resurrect my OU degree course just so I can join in.

I have a whole library full of reasons/excuses to stay on DFW

Lula-Hula

The_Dragon wrote: »

Wootness for debt freedom (I will get there! I will get there, I know I will get there )

Yes you will lovely,

everyone will, no one will be left behind