Evans DFW Diary - Flybabies in every way!!

crawley_girl

Hiya Evans

Just wanted to say how sorry I was when I read about your attack. There are some nasty !!!!!!s about. Hope the injuries heal swiftly and you aren't in too much pain

:heartpuls CG :heartpuls

~evanesco~

Thanks CG,

I'm actually a bit worried, I just tried to look up my nose (gross I know) and there seems to be a bit of a cut up there caused by my septum rubbing on my nostril (I know you are loving these gory details), I'm not sure I can put up with this discomfort until Wednesday. To add to my strees, I just don't get Globalization and want to hurl my textbooks at the fire!!!

Evans. xox

Seaxwyn

HI Evanesco

I've just read this and heard about your assault - how awful, you poor things. I hope that you and your partner are recovering well from the shock - and that your nose will soon be on the mend.

Well done on the debt busting too

~evanesco~

You'd think wouldn't you, that with me off work I'd be well ahead with my studying.....

You'd think wrong, I can think of too many things that I need to do more:D

Evans. xox

elantan

evans just been catching up with your thread really sorry to hear about your attack some people are just small minded...can you claim injuries? hope your nose is a bit better today

~evanesco~

Hi Elantan,

I've been told I can claim Criminal Injuries Compensation by a friend of mine who was mugged last year, but it is a lengthy process so I need to get my paws on a good solicitor. It looks like it could be at least £5,000 because of the injuries I sustained.

My nose....I can't take the brace of to wash it, and it's getting smelly...not attractive!! It's feeling better today though, not rubbing as much.

Evans. xox

~evanesco~

Evening DFW's,

My nose still smells, and the bottom of it still hurts, but that's got nothing to do with DFW has it!!:D It is otherwise ok, just need to see what the consultant says on Wednesday.

Anyways, DFW....

We've overpaid CC2 by £63 (£98 total). Been to court today, Lloyds paid the charges after we'd filed at court, so we're having to go the whole hog to get the statutory interest = £107.00. Also filed an N1 for £229 of charges + interest against HSBC. Picked up my statements from Lloyds (the other account is OH's), so I'll be going through those with my highlighter later.

Still not very good with our spending diary, we haven't done it for a week. Well it's written down, just not put onto the spreadsheet yet. I'll do it after I've washed up....

Updated snowball too, we've knocked a month off our DFD, even though I've had to reduce our snowball amount by £40.:T Not sure how much we'll be able to snowball next month, I (stupidly) switched suppliers for Gas + Elec, didn't even go through Quidco or anything. I nearly kicked myself, but I was badgered at the door when I was feeling not-so-hotso, so there'll be some final bills.

Evans. xox

~evanesco~

Well I didn't need my highlighter as there wasn't any on it!! That's twice I've done that, I did it with Natwest too!! :rolleyes:

Evans. xox

Sea78

hi - remember you can always cancel within the cancellation period with the new suppliers and have a look a what would be the best to swap to (using quido if possible of course!)

Sea xx

~evanesco~

Thanks Sea, I've sorted it now. I've got to stay where I've moved to as I'm out of the cancellation period, but only for 28 days, then I'll swop.

Anyway, I've been looking at the next few months and we've got to pay our rent twice in June, as we pay 4 weekly. So I've played with our budget sheet and decided to shuffle things about and pay 6 weeks rent in May and again in June. This leaves us really short both months, no spare money at all. We've got some bank charges due to come in in the next month. I think rather than throwing them at a debt, we should bank them for those 2 months, otherwise something wouldn't get paid. We'll just have to make minimum payments on everything those months. Even if we threw the money at the CC, it would clear it, but we still wouldn't have enough money to pay all the utilities those 2 months. Or I could knuckle down and do loads of Mystery Shopping in the next couple of months to cover the shortfalls. Oh, I'm not sure what to do for the best. It would be great to have the CC clear. On another thought my brother has ordered from my catalogue, which he is giving me at the end of the month, I could also bank that for the shortfall months, as it's mainly that which has pushed up the minimum payments, and even paying it straight away it won't reduce them by much. Something about the way they work out the minimum payments, they're spread over 20 weeks. Now I'm thinking I should throw all the money at the debts and just shuffle for those 2 months. Because what would be behind is the council tax, which we can easily catch up on throughout the rest of the year. Thoughts, anyone?!

That aside I'm going to call the water company and council to get the bills done 12 monthly instead of 10, now do I wait for the bills and ask them to be recalculated when they come in or do I ring them before they send them out?

Evans. xox