Capital one application messed up...

jolfc

hayton2k3 wrote: »

I phoned cap one they said they still do not allow you to get a card whilst still having an account or had an account in the last 6 months. They say who ever told you that must have been a new worker as the policy on applying has not changed.

Recieved my secure message reply from Capital One and they tell me yes you can apply for a Progress card now even if you hold another Capital One card. Hope that helps.

hayton2k3

jolfc wrote: »

Recieved my secure message reply from Capital One and they tell me yes you can apply for a Progress crd now even if you hold another Capital One card. Hope that helps.

Yes that helps. They told me different on the phone though. Guess some have the policy some do not have full info?
Any pin or anything received as of yet?

smj43

I'm literally about 4-5 days from being able to confirm this for everyone. I received my agreement to sign and have sent it back. The letter said I was accepted and will get the card within 7 days.

I was told by 2 different people on the phone that you can apply for the Progress card while holding the Classic. Both of them responded really quickly to my question (they both sounded sure of what they were saying).

Give me a couple of days and I will be able to confirm if this is true or not, then all the Classic holders should go and apply for Progress!

hayton2k3

smj43 wrote: »

I'm literally about 4-5 days from being able to confirm this for everyone. I received my agreement to sign and have sent it back. The letter said I was accepted and will get the card within 7 days.

I was told by 2 different people on the phone that you can apply for the Progress card while holding the Classic. Both of them responded really quickly to my question (they both sounded sure of what they were saying).

Give me a couple of days and I will be able to confirm if this is true or not, then all the Classic holders should go and apply for Progress!

Thanks. How did you know you got accepted anyway? You just phoned?What did you give?Reference number?

carly100

smj43 wrote: »

I called them. They said there is no decision yet but the application went through and I should hear from them in a couple of days. The guy on the phone said you CAN apply for a Progress if you have the Classic :j

Hi,

I applied for a capital one classic and they've told me that they would get back to me, and after about a week i got a response saying that i have not been approved! grrrr, the worst bit about it that i know somebody who has terrible credit and they've been approved!, can any one tell me how do capital one do their scoring?:(

hayton2k3

carly100 wrote: »

Hi,

I applied for a capital one classic and they've told me that they would get back to me, and after about a week i got a response saying that i have not been approved! grrrr, the worst bit about it that i know somebody who has terrible credit and they've been approved!, can any one tell me how do capital one do their scoring?:(

Are you on the electoral roll?

smj43

carly100 wrote: »

Hi,

I applied for a capital one classic and they've told me that they would get back to me, and after about a week i got a response saying that i have not been approved! grrrr, the worst bit about it that i know somebody who has terrible credit and they've been approved!, can any one tell me how do capital one do their scoring?:(

Try again in a few months. I was declined twice for the Classic before they finally gave me one. Nobody can say how they do their scoring, only they know and they will never tell you.

Though, on a side note, don't worry about the post above, I haven't been on the electoral register in 3 years, so I don't think they care much.

Saints2011

smj43 wrote: »

I'm literally about 4-5 days from being able to confirm this for everyone. I received my agreement to sign and have sent it back. The letter said I was accepted and will get the card within 7 days.

I was told by 2 different people on the phone that you can apply for the Progress card while holding the Classic. Both of them responded really quickly to my question (they both sounded sure of what they were saying).

Give me a couple of days and I will be able to confirm if this is true or not, then all the Classic holders should go and apply for Progress!

Good stuff :T

MediaFrenzy

Afternoon,
I currently hold a Classic card and applied for a Progress recently - I've received email confirmation of account set up, I've logged in and can see my credit limit so just waiting on card and PIN now.
MF

smj43

MediaFrenzy wrote: »

Afternoon,
I currently hold a Classic card and applied for a Progress recently - I've received email confirmation of account set up, I've logged in and can see my credit limit so just waiting on card and PIN now.
MF

Thank you for that info. Could you tell me how long it took to get the account info and what was the limit they gave you? I haven't received my account info and still have no idea what my limit will be.