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Capital one application messed up...

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  • Saints2011
    Saints2011 Posts: 933 Forumite
    Maybe yes, front page was updated today wasnt it by the looks of things, was the basic style yesterday, fingers crossed for you.
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • smj43
    smj43 Posts: 385 Forumite
    Well I rang again today. I spoke to a different person who told me I had been accepted and they have sent out Ts & Cs for me to sign. He also confirmed I can have both cards. So 2 different Capital One reps have confirmed this now. Fingers crossed, will keep this post updated.
  • Saints2011
    Saints2011 Posts: 933 Forumite
    smj43 wrote: »
    Well I rang again today. I spoke to a different person who told me I had been accepted and they have sent out Ts & Cs for me to sign. He also confirmed I can have both cards. So 2 different Capital One reps have confirmed this now. Fingers crossed, will keep this post updated.

    Good news, did you query the information on there website?
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • smj43
    smj43 Posts: 385 Forumite
    KirbyBirch wrote: »
    Good news, did you query the information on there website?

    No I didn't but he did say something about it being a promotion they are running. Have no idea what that means?
  • hayton2k3
    hayton2k3 Posts: 286 Forumite
    edited 24 March 2011 at 1:34AM
    Let us know what comes about of it.
  • Saints2011
    Saints2011 Posts: 933 Forumite
    smj43 wrote: »
    No I didn't but he did say something about it being a promotion they are running. Have no idea what that means?

    :beer: Good news
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
  • smj43
    smj43 Posts: 385 Forumite
    Still waiting on the credit agreement to come through the door. I know it's only been a couple of days but things like this never seem to come fast enough! I mean, it's not like I even need another credit card, it's just one more step to mainstream which is my aim.
  • hayton2k3
    hayton2k3 Posts: 286 Forumite
    I phoned cap one they said they still do not allow you to get a card whilst still having an account or had an account in the last 6 months. They say who ever told you that must have been a new worker as the policy on applying has not changed.
  • PNPSUKNET
    PNPSUKNET Posts: 4,265 Forumite
    myn was declined after signing the agreement, but the letter said its because I had an account, even as it was closed so it was overturned.
  • Saints2011
    Saints2011 Posts: 933 Forumite
    hayton2k3 wrote: »
    I phoned cap one they said they still do not allow you to get a card whilst still having an account or had an account in the last 6 months. They say who ever told you that must have been a new worker as the policy on applying has not changed.

    One person ses one thing and another something different, :rotfl:
    Can I find out my credit score?
    You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)
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