Single mum .....i WILL survive!!!!

*Twizzle*

Morning

So proud of my DS, he came home yesterday with a Deputy Headmaster Award He did the whole of ysterdays assembly on his own..... so much for lack of confidence :rotfl:

Cheese, potato and smoked bacon pie was deeeeelish, we had it with baked beans and there is enough left over for my tea tonight I dont normally work Tues evenings but Thursday, my normal shift, is open evening at the high school i would like DS to go to so we are off for a visit (not that i know what i'm looking for :rotfl:)

:jDrum roll please..........i am going to PAD some money into my savings account < never ever been done before :j

Fairly busy today and it wont be a NSD as i'm having my hair cut this afternoon although it will only cost me about £10 :T
Infact i'm not going to have a NSD until i stop smoking although for me if all i buy is a packet of cigs its a miracle :eek:
Dining room looks like a chinese laundry at the mo, i ahve 2 load on the airers, my heating isn' on (trying to leave it til November!) and i really really dont want to use the dryer, which i have just reclaimed from Eric and Edna, need to see if anything is dry yet if not the dreaded dryer may have to go on :eek: then I'm going to have half an hour diary read, with a cuppa, a bit of cleaning and walk the poochy, hairdressers then work.

Hope you all have a lovely day, well thats if anyone actually reads this :rotfl:

Twiz x

*Twizzle*

Morniong all

Not much to report!

Went to hairdressers yesterday had a super duper new hairstyle cut and blowdried for the fantastically fabolicious bargain price of.....£5.50 :j:T:j I do so lurve my hairdresser

I have PAD £1 into my savings account to go towards my new (to me) car, really need to nuckle down with this saving malarky
I am buying my DBs car in May/June next year hopefully, he has just bought himself a VW camper to restore and his given himself until May/June to finish it This also leads me to why i have to stop smoking, not only for my health but for the extra fuel i will need to run said car and when i say car i mean 4x4

Am off to tidy round, iron :mad: and PAD another £1 into bank account x

Enjoy your day peeps

Twiz x

*Twizzle*

Morning

At last its stopped raining, it seems to have been raining for days The joys of living in Yorkshire :rotfl:

Strange happening at the House of Twiz! Had a paper bag through the letter box yesterday, it says if i put the bag out on the step by 9am today i will recieve a free full sized box of A!! B*** Golden crunch worth £2.49 :j:T Hopefully it will be here soon :j My DB got one yesterday so its not a scam :T Anyone else had this?

Only 1 shift to do today as we are looking round the other high school this evening, actaully its my first choice but want to have a nosey

Counted up my silver jar yesterday - £7.80 and i put 40p in last night so £8.20 in it now :T What with the £2.19 in my savings account i am positively rich :rotfl: Going to PAD another £1 later.

Doesn't sound a lot but with xmas round the corner i need to crack on with prezzie buying. well not so much prezzie buying more putting notes in money wallets :rotfl:

Just to make my lunch for work, sandwich and banana....will try and resist adding chips when i get there :rotfl:

Hope you all have a good day

Twiz x

*Twizzle*

Quick update before i pick Ds and DD up from school.

I got free cereal :j it was on the doorstep when i got home from work :j very :money:

as is aid picking kids up soon then we are trying sainsburys frozen individual steak and mushroom pies, 8 for £3.50 which i didn't think was too bad, will let you know what they are like tomoz

Then change pick Edna up and check out the high school Dont know why i asked Edna to come, lack of confidence maybe (and she is one of the reasons i lack confidence ), i took her to the other high school open evening last week and she was a nightmare...barging people out of the way, talking in a really loud, false posh voice, eating all the olives in the languages classroom and sniping and moaning at DS all evening :eek: Wish me luck God knows i will need it :rotfl:

Twiz x

*Twizzle*

Evening x

Nothing to report on the savings front today

Its been very very busy at work, i can bearly keep my eyes open!

Its my lonely time of the week the DCs are at their dads and i have gone from enjoying the peace and having some me time to be oh so lonely

i am having a glass of wine while watching 'have i got news for you' then its bed.....can't bear the excitement :rotfl:

Rugby semi final in the morning then work and food shop (i have done my list)

Have a happy weekend

Twiz x

*Twizzle*

Morning fellow MSE'ers

Payday today:j Shopping after work and i am going to say that i do NOT need much at all, milk, cheese, rolls and packed lunch items veg and fruit!!!! We shall see

Its freeeeeezing in the House of Twiz but i refuse to put the heating on, trying to hold out 'til November :eek: As thereis only me this weekend i am managing justgetting wrapped up of an evening, kids at school next week and the week after they are at their dads so i will do it

Fuel light came on last night on the way home from work and i don't know whether to risk not putting any in until after work when i have been paid (cash) OR call on the way to work and have to use the debit card ....decisions :doh:

Mad dash round the house this morning to get the washer on ....BBC say sunny weather needed to get washing done and on te line before work and hopefully it will be dry when i get home

Enjoy your weekend peeps

Twiz x

*Twizzle*

Hellooooooo diary

Cange of plan for tea, egg chips and beans instead of slow cooked brisket did a really stupid thing and treated us to lunch at sainsbugs NOT very money saving :mad:
Did my weekly shop yesterday and it came to £45 :eek: BUT i doubled up on a lot of items as they were on offer and strangely they were all on my shopping list

Meal plan for next week (DS is at freinds house for tea Mon and Tues)

Mon - [STRIKE]HM Chinese stirfry[/STRIKE] Cheese,potato and smoked bacon pie (DS now home for tea)
Tues - [STRIKE]Steak and mushroom pie, mash and veg[/STRIKE] HM Stir fry
Wed - DCs at childminder. Me -HM soup
Thurs - DCs at childminder. Me JS with HM chilli
Fri - Dcs at thei dads. Me Fish and chips from work (free)
Sat - Sainsbugs curry (in freezer part of double up this week)
Sun - Cheese and pot pie with smoked bacon and beans

Breakfast is - cereal, toast or porrige
Lunches - packed lunch for DCs and sandwich or something on toast for me

Rolls (basics-12 for 35p) are out defrosting for lunch tomoz, shoes have been cleaned just need to iron uniform and do packed lunches while Dcs have their bath and then its bedtime, i wont be long after them i am shattered again! Ooh just remembered Downton Abbey tonight bed after that x

Best crack on with tea

Twiz x

*Twizzle*

Afternoon

Dentist this morning the lack of oxygen due to smoking has taken its toll and i am having part dentures :eek: at 44 years old ..OMG :eek: I can't believe i have done this to myself :mad:

Breadmaker is on so we can have toast for breakfast or supper

Change of plan for tea Ds will now be home as his friends mum has to work so we are having the srummy yummy cheese and potato pie Me and DD will be having stir fry tomoz x

I have FINALLY written my letter to Payplan for the joint DMP to be split Will try and send it by fax tooz if not will post it!!!! I need to find out how the the payments work when the 2 joint debts are split -assuming they are split equally do i pay my half off and he continues with his half or will i have to continue to pay until its all paid off? I ahve added up the debt that is soley in my name and it comes to £2169 which doesn't sound too bad but my half off the joint debt is £12740 :eek: need to formulate a plan of action as i do not want this hanging over my head for the rest of my life :mad:

Spending diary has been an eye opener i can tell you, i buy some rubbish I think i already new this but the head was firmly buried

Its been a cold one today, i had to get my scarf out!!! But i will not put the heating on....DCs said it was cold this morning so i told them to put their dressing gown and slippers on OR get dressed...honestly

DCs to pick up soon then walk the pooch, homework and spellings for DD and homework and handwriting practise for DS, he is a lefty and his writing is beyond terrible!!!!!!! Even he can't read it :rotfl:

Havea good evening, Doc Martin tonight then bed

Twiz x

*Twizzle*

BBBRRRRRRRRR!!!!!!!

Its cold in Yorkshire....time to dig out the hats, scarves and gloves on the plus side i don't have to 'do' my hair :rotfl:

Homework horrors last night, can't do it, wouldn't do it, didn't want to do it, couldn't be 'bovvered' to do it :mad: Solution, tell them not to do it and will go in to school explain what had happened and they will 1) get a right royal telling off from head 2) miss their 'golden play on friday 3) all treats and xbox will be withdrawn........Homework done

Spends for yesterday

£2.00 - poundland, tennis ball for pooch, diary for 2012 (did i need to purchase these?)

£2.08 - Cards and wrapping paper fro niece (card f*ctory)

£1.98 - 2 cheeseburgers (mcDs was starving when i came out of dentist)) :mad:

£5.65 - Cigs :mad::o

Plans for today, library to return books and fax letter to payplan, i have also addressed an envelope so that if the fax machine isn't working i can nip into the PO for a stamp and post it

GGRRRR!!! Haven't moved in the last hour!!!!

Enjoy your day

Twiz x

*Twizzle*

Just realised there is post reply at the top of the page and theres me for years scrolling to the bottom of the page :doh::rotfl:

Quick update -

No i haven't done any cleaning/tidying :mad:

I have however been to the library to take books back (on time :j) and fax my letter to payplan ....... well i would have done if i'd taken the fax number with me :rotfl: anyway i bought a stamp, 46p, and posted the letter :j:T I feel this is a positive move in the right direction :j
Spoke to PP yesterday about paying my small debt off, f&f *shrugs* and throwing all my payments at the larger joint debt, they have said i can do this BUT the companies we owe may not like it :mad: Oh and the joint debt is not split we just pay until its gone which i am fine with so long as its goes

So the plan is to keep PADing up to xmas (:eek:) And then put ALL my spare money into savings for new car and once i've done that start saving any 'spare' money to pay lumps off the debt , does that make sense??

I know it will be a hard slog but i am prepared for it....don't know about the DCs though :rotfl: I do keep warning them but they ain't listening :rotfl:I mean how many treats do kids need or is it guilt cos i took them away from their dad???????

I am now going to do as much cleaning as i can in 1 hr 30 mins then take poochy out and hope we don't get blown away mind you the cobwebs have gone ...maybe thats why i'm thinking clearly

Twiz x