Joint Account with ex partner (merged)

gizmo111

gee wrote:

My bank account was previously in joint names with my ex-husband, now in my own name. Can I only reclaim charges from when it became my account or can I go back to when it was held in joint names? Thanks.

I have calimed in the same ecenario and the account is now my sole responsibilty _ I claimed back no problems

nel

I have a couple of joint banks that I had accounts with my ex-husband, a current account and a mortgage account with TSB but i no longer have any account numbers to request the charge information.

Is there a template letter for requesting unknown bank account numbers?

Can i do a 2 in 1 letter along with one £10 cheque providing our details (names and addresses etc) for account information and requesting the statements at the same time? or should i do them seperately?

Also i have re-married so also have different surname to the ex should i just send a copy of the marriage certificate or the original?

any information would be greatfully received.

fairmorn308

you will need to send the normal DPA letter but inc some ID to provide that it is the real person

IE

marriage certificate
bank statement

just form of id and if you have moved since then list the addresses inc your DOB.

Edinburghlass_2

nel wrote:

I have a couple of joint banks that I had accounts with my ex-husband, a current account and a mortgage account with TSB but i no longer have any account numbers to request the charge information.

Is there a template letter for requesting unknown bank account numbers?

Can i do a 2 in 1 letter along with one £10 cheque providing our details (names and addresses etc) for account information and requesting the statements at the same time? or should i do them seperately?

Also i have re-married so also have different surname to the ex should i just send a copy of the marriage certificate or the original?

any information would be greatfully received.

See the previous posts regarding this as it depends if the accounts are still being used, closed or if open whose name is now on the accounts.

If 1 or more accounts are with the same bank then one request and one £10 cheque will suffice.

nel

nel wrote:

I have a couple of joint banks that I had accounts with my ex-husband, a current account and a mortgage account with TSB but i no longer have any account numbers to request the charge information.

Is there a template letter for requesting unknown bank account numbers?

Can i do a 2 in 1 letter along with one £10 cheque providing our details (names and addresses etc) for account information and requesting the statements at the same time? or should i do them seperately?

Also i have re-married so also have different surname to the ex should i just send a copy of the marriage certificate or the original?

any information would be greatfully received.

Thanks to you both for the replies....

the accounts are closed

should i just put account numbers unknown on the dpa letter?

scorpioandthistle

Can you still claim bank charges on an old joint account? I am no longer with my now ex husband, however, when we were together he ran up huge debts :mad: . Am I entitled to claim back the charges on the joint account?

Edinburghlass_2

Have a look at the above posts, they might help.

feedering

scorpioandthistle wrote:

Can you still claim bank charges on an old joint account? I am no longer with my now ex husband, however, when we were together he ran up huge debts :mad: . Am I entitled to claim back the charges on the joint account?

Yes you are as long as you are a signatory on the account.

AdrianaUg

I would like to reclaim charges from an account that used to be joint with my ex-partner and is currently under his name only. He has agreed to do it even though he is probably £2000 ovedraft but I am not sure if I should sent 2 separate letters for both periods.
thanks

Rain_is_Insane

I'd send one letter for the entire period and come to some arrangement with your ex about what portion of the end result he is going to want. It's easy to work out in the respect that once you get your statement of charges you will be able to see the dates, but when working the amount out with him, you will have to take into consideration that you might not get the full amount back.

Forgot to mention another thing to watch out for.....if successfull, they will probably pay the amount into his bank account, if his overdraft is unauthorised...you could lose the lot