Please if anyone can help

chevalier

sorry had missed the thread about your son doh!

dawn35

Thanks Chev

I worked out that if they repossessed me First Plus that is they wouldnt get a penny as HSBC have first dibs.

Yeah unfortuanatley im on my own, well just me and my little man richy so things are pretty ecpensive round here

Dawn x

dawn35

LOL, that made me smile !

LookingAhead

Dawn I hear what you are saying about your family.

Just want to say though that there are lots of people on here who have been in the same boat and got better responses than they ever imagined.

Also, you need to consider that you won't be able to keep this a secret forever. It will all come out eventually, definitely if you do ever go bankrupt because aren't there public notices in the local paper?

If/when you are in the right frame of mind, take the control and tell someone. They can't make you feel worse than you do now and if you are taking positive steps to sort this out, they cannot make you feel useless because clearly you won't be being useless will you?

Keep coming back here and getting advice. Do post your SOA as soon as possible as that will really help people get to the heart of things.

southernscouser

dawn35 wrote:

OK will do, i have a breakdown that ive done already, i will post it tomorrow if thats ok, im so tired riht now.

I was so worried everyone on here would be like ' wow your in SERIOUS TROUBLE' so thankyou for taking it easy with me.

Dawn x

Not at all. We are all in the same boat here Dawn and we've all been where you are now.

You've taken the hardest step in facing it all so well done! :T

Not only will you get lots of advice on here you will also get loads of support and shoulders to cry on if needs be. Use us. It's what we're here for.

dawn35

Also thank you Jessie and Hairy for your advice x

D&DD

Hi Dawn:D Welcome to the debt free board,some of us are still on our debtfree journeys and there are others here who have made it but have 'stayed on' to help us out.You'll find we are not judgemental as we've all been just where you are now hun..Keep your chin up you've done the right thing by setting up to talk to CCCS DO NOT go through a fee paying outfit.
Best of luck and drop in here when you need support theres always someone about

dawn35

Well hopefully no one will read the paper ....wishful thinking there i know !

Cant belive how may people have responded i feel quite choked ...am i sad or what !

I will do that breakdown tommorrow i promise x

southernscouser

Also beware of fat, blad, yellow men.

They have a habit of making the ladies go weak at the knees!

dawn35

Hi D&DD

Ive noticed that there are alot of people dying to help me and its funny how most of them want me to pay !!!! Luckily ive steered clear of these people.

Dawnx