Please if anyone can help

lynzpower

I wouldnt tell the council about the gambling, as they have no need to know.

PARSIMONIOUS_2

It seems that on the basis of information given,other than your mortgage you have loans totalling approx £130,000 and since 2 of the loans are secured presumably against your house , these loans will also be long term (ie 10-15 years min).Debts of this magnitude are going to last a long time,can you not downsize perhaps,(sell your property) since if you fail to keep up payments you are in danger of losing it anyway and write off the debts completely and start afresh??

good luck

dawn35

But they will want to know where to money has gone. How i got in this state to assess wether its my fault or not.

dawn35

Paris

My plan is to give the flat back in 2 years and go bankrupt for the rest. I just need to hold on till then.

Dawn xxx

lynzpower

dawn35 wrote:

Paris

My plan is to give the flat back in 2 years and go bankrupt for the rest. I just need to hold on till then.

Dawn xxx

I dont understand why? Could you expalin?

PARSIMONIOUS_2

perhaps regular visits to gamblers anonymous might be of help,not only to reinforce your stopping,but also to tell others of the pitfalls of gambling

dawn35

I know i cant pay this all back im over my head. In 2 years my son goes to uni and will leave home. I have hidden everything from him and i dont want him to know, not untill hes much older. Its so important i sheild him from this. As with all parents i only care about him. I can cope (not that youd know it lol)

Dawn x

dawn35

Im in recovery Paris, im now sorting th fall out as i do everytime i get ill.

Dawn x

bonnie_2

But can you give your flat back, with the loans secured on it, the or would see this as giving away assets anyway, you really need to get legal advice on this one. if you don't pay the secure loans would they not go for an order anyway.

dawn35

Now im really getting freaked out!