Barclays Golden ISA - issue 3 / 3.25% AER now available

KTF

It only classes as a tax year when you put money in. You can open as many ISAs as you want but can only fund one.

Driving_Soon

KTF wrote: »

It only classes as a tax year when you put money in. You can open as many ISAs as you want but can only fund one.

OK cool, Only problem is, when I tried to sign up to the ISA, it asked me where I would like to transfer money from to put inside the ISA. So they wanted to know that before I signed up.

KTF

You could always put in bogus details then do a manual transfer once you have the sort code and account details.

Daz333_1983

Hi all,

Just a quick question...

I am intending on transfering my existing ISA to Nationwide's 3.10% offering but I am not currently a customer of theirs so I will need to open a card account before I can apply. However, when I clicked on the ISA, and then selected 'Apply', a page was displayed saying it is too late to open a new ISA in this tax year.

My question is, is there a deadline for which I need to open an ISA? I.e do I need to open one tonight or will I be able to open one tomorrow and in the coming weeks?

Thanks,

Darren

techno12

Driving_Soon wrote: »

Ok, thanks

So lets say, I completed the form online 1 min past midnight tonight, it would class as next years?

Yes. I did exactly that last year, and will do the same after midnight tonight.

My 2010/11 Golden ISA issue 2 has finally transferred over to First Direct today. Much quicker (by several weeks!) than last year's transfer to the same FD ISA, so the new rules must have kicked in and are working.

It's a bit of a faff ditching Barclays each year, but they still don't allow transfers in. However, they'll be getting my 'new money' after midnight

rodman

I got a question? Dont quite get ISA system.

Every year I open ISA with Barclays so I have:
TAX HAVEN ISA (opened 2009)
GOLDEN ISA - ISSUE 2 (opened 2010)
GOLDEN ISA - ISSUE 3 (Will be opening tomorrow)

So if I open new ISA this tax year with Barclays 3.25%
Can I transfer my old ISA (TAX HAVEN ISA) to different bank because the % is not great at all???

Baldur

rodman wrote: »

I got a question? Dont quite get ISA system.

Every year I open ISA with Barclays so I have:
TAX HAVEN ISA (opened 2009)
GOLDEN ISA - ISSUE 2 (opened 2010)
GOLDEN ISA - ISSUE 3 (Will be opening tomorrow)

So if I open new ISA this tax year with Barclays 3.25%
Can I transfer my old ISA (TAX HAVEN ISA) to different bank because the % is not great at all???

You can transfer any of your ISAs, at any time (subject to any restrictions in their Terms & Conditions), to a different ISA provider that accepts ISA transfers and offers a better rate, simply by completing the chosen new provider's ISA transfer form and letting them arrange the transfer - see this post for the current 'best buys' - read through it to find those that accept transfers.

cheesesalad

Hi
As redundancy looms for me; thanks to my employer, like so many others with a long British manufacturing history, packs up and moves to foreign shores, I am unlikely to be investing any money this year. So is it the simpleist thing for me as a Barclays customer to cash in last years cash Isa and and start a new one this year?

ashleek007

Hi,

I've got 2 Years allowance (~9k) in a Barclays Golden ISA Issue 1 which I think has a rate at 2%.

The Issue 3 is now out with 3.25% with 1% bonus for the year.

I've not put anything in for my 2011 allowance yet.

So...

Is it best to put this years allowance into my current Barclays ISA and top it up to ~14k? Then transfer everything to a higher rate ISA like the HBOS, 3% AER?

Or should I keep the 9k in the Issue 1 and put the 5k in a new Golden ISA Issue 3?

Or is there another better way that I haven't thought about?

Thanks for any help in advance.:)

Ash

Lokolo

ashleek007 wrote: »

Hi,

I've got 2 Years allowance (~9k) in a Barclays Golden ISA Issue 1 which I think has a rate at 2%.

The Issue 3 is now out with 3.25% with 1% bonus for the year.

I've not put anything in for my 2011 allowance yet.

So...

Is it best to put this years allowance into my current Barclays ISA and top it up to ~14k? Then transfer everything to a higher rate ISA like the HBOS, 3% AER?

Or should I keep the 9k in the Issue 1 and put the 5k in a new Golden ISA Issue 3?

Or is there another better way that I haven't thought about?

Thanks for any help in advance.:)

Ash

Open up the new Barclays and deposit your allowance of £5,430.

Then open up HBOS ISA and transfer the old issue ISA to them.

http://www.halifax.co.uk/savings/accounts/cash-isas/transfer-your-isa/

Instructions there how to open and transfer.