claims OVER £5000

ThisNameIsTaken_2

Thanks guys, you're all making me much more confident again.
Where can I get one of these N1 forms?

natbyrne

Hi there

I am new to this forum, however having read through this site I have started the ball rolling with FD. I wonder if anyone can give me some advice please?

I have two accounts with FD. I have received statements for one of them and sent a prelim letter which includes a schedule of charges totalling £4100! I am awaiting statements for another account but know that the charges will be at least £1500.

Should I treat them as two separate claims or should I just claim for the above to ensure it does not go over £5k.

Any help would be greatly appreciated!

icklepeach

Hi Nat

If they are 2 separate accounts, you should really make 2 separate claims.

That has the benefits of keeping them in small claims.

Clarkster_2

I WON...I DID IT, i TOOK THEM TO COURT AND THEY SAID THEY WOULD DEFEND AND BACKED DOWN THE SAME DAY, IN TOTAL I HAVE GOT £7189.00, SO KEEP AT THEM, WE CAN DO IT AND IT IS SOOOO WORTH IT IN THE END.

mrs_money_3

Well done, am claiming over 5,000 so not sure what to do thats without interest. What bank did you claim from?

airodek

Hi
I am about to file a claim against the RBS for bank charges that amount to £4619.00 with court fees and interest added, the claim rises to £6296.55 does the addition of the interest take this claim out of the small claims procedure or is the interest not taken in to account.
someone please help with constructive advice as i do not want to end up paying the RBS court costs if i happen to be the only one who doesn't win his case.

whambamboo

airodek wrote:

Hi
I am about to file a claim against the RBS for bank charges that amount to £4619.00 with court fees and interest added, the claim rises to £6296.55 does the addition of the interest take this claim out of the small claims procedure or is the interest not taken in to account.
someone please help with constructive advice as i do not want to end up paying the RBS court costs if i happen to be the only one who doesn't win his case.

That sounds like quite a lot of interest.

Yes, it is included, as is the fee. You can apply to have the case heard in the small claims court even over £5k, but it's more complex.

airodek

The interest that amounts to £1427.55 is the interest you are allowed to claim at the rate of 8% if the case goes to court, it is this interest that i am unsure about, does this interest take my claim out of the small claims court. i am wondering if i should just make a claim for the bank charges £4619.00 and not bother with the 8% interest allowed under sec 69 of the county court acts.

tor_man

Hi,

My claim is for more than £5k, but is less than £15k, I am a way off yet, but how do I go about going to court if I need to?

Cheers

vicki_1981

Hi,

We're trying to claim back from two accounts at the moment. Barclays is £1440 and Nationwide is almost £7k.

I couldn't see any success stories for people who have claimed and received a large sum of money (near to our 7k amount) - does anyone think we have a chance of receiving that much back?

I'm sending letters from the templates on this site. The second letter was sent about 2 weeks ago so I'm preparing the 3rd. I have however had a letter back from Barclays stating they take complaints seriously and will get back to me soon. That was within a week of sending the second letter so I hope we have another response soon.

We could really do with this money!

Thanks.