P800 and ESC A19

Mikeyorks

ponymad wrote: »

I think I need to move off my staff rate,

Before you jump too quickly - bear in mind you're only paying tax (20% .... or 40%?) on that benefit! So 2626 @ 20% 'only' equates to £525 in tax. Which is considerably better than paying the £2626 in Mtge interest if you were on an average rate?

So make sure you work the arithmetic before you consider changing?

roddydogs

Ive been told i "owe" £2057!!, but ive been retired since July 07, and my pensions have remained the same since then, so it must be their fault., I phoned them (dont use 0845 by the way (say no to 0845), any way I of course quoted A19, but, surprise, surprise thay say it dosent apply to me as one of my pension providers had not informed them correctly (the defecit is for the last 2 years).They are prepared to allow the payments over 3 years with no interest. I just wondered if I should accept this or hold out and claim A19 by post? any ideas Thanks.

Gas_Powered_Toothbrush

roddydogs wrote: »

dont use 0845 by the way (say no to 0845)

The non-0845 number goes straight to the front of the queue, as it's designed for people calling from abroad. So you're selfishly making those who dialled the correct number wait even longer to get through.

roddydogs

Gas_Powered_Toothbrush wrote: »

The non-0845 number goes straight to the front of the queue, as it's designed for people calling from abroad. So you're selfishly making those who dialled the correct number wait even longer to get through.

I only did it after waiting 20 mins at my expense to get thru....do you have an answer to my query?..........why bother posting if not? And this site actively promotes the" Say No" website!

Pennywise

roddydogs wrote: »

I just wondered if I should accept this or hold out and claim A19 by post? any ideas Thanks.

There's nothing to stop you paying the instalments and continuing with your claim for ESC A19 alongside. Just don't forget that HMRC seem to be automatically rejecting A19 claims at first attempt - often remarkably quickly which suggests that they havn't looked into it properly. If you get a rejection, then just write back to make an appeal against their rejection - head up your letter "APPEAL" and mark it for the attention of the customer services manager. No point in trying to claim A19 by phone - the call centre workers don't have the authority to invoke it anyway.

dave65_2

In January I had a demand for £1700 total for 2008/09 & 2009/10, I used martins draft letter and wrote back immediately quoting ESC 19. My circumstances had not changed in 15 years, during which time I never filled in a tax return. No problems until now.

JOY today I received a letter from HMRC saying that after review I did not owe any money!! THANKS MARTIN.

:j

dori2o

Pennywise wrote: »

There's nothing to stop you paying the instalments and continuing with your claim for ESC A19 alongside. Just don't forget that HMRC seem to be automatically rejecting A19 claims at first attempt - often remarkably quickly which suggests that they havn't looked into it properly. If you get a rejection, then just write back to make an appeal against their rejection - head up your letter "APPEAL" and mark it for the attention of the customer services manager. No point in trying to claim A19 by phone - the call centre workers don't have the authority to invoke it anyway.

Yes they do.

ponymad_3

Mikeyorks wrote: »

Before you jump too quickly - bear in mind you're only paying tax (20% .... or 40%?) on that benefit! So 2626 @ 20% 'only' equates to £525 in tax. Which is considerably better than paying the £2626 in Mtge interest if you were on an average rate?

So make sure you work the arithmetic before you consider changing?

Thanks Mikey for your help so far much appreciated!
Ok so my income in that period was 43764 and my benefits quoted on my P1111D for that year were Ben loan 1972 + 652 = 2634 plus Med Ben 209 ... also listed on my P11d is a dental plan I pay for thro a flexible benefits scheme.

The tax code issued was 559L from 6475PA - 628 for the loan/-177 for the medical ins and -75 total deduction 880 = 5590... so I have understood this is incorrect and should have been a higher deduction.

Mikeyorks

ponymad wrote: »

The tax code issued was 559L from 6475PA - 628 for the loan/-177 for the medical ins and -75 total deduction 880 = 5590... so I have understood this is incorrect and should have been a higher deduction.

Yes - it should have been higher. I'm assuming those P11D figures are for 09-10. Have you checked back to the 08-09 P11D as they tend to start off a year in arrear - and then continue that way.

ponymad_3

I had 2 codes in the year 2008/09 issued Jan 2008 showed 1065 for the ben loan and then reduced to 628 in Aug 2008. They were collecting 131 of a tax shortfall in this year but I think this was as I am close to 40% so i felt about right. Think this was the last year i did any return..