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Time to get it sorted!

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  • My friend put some pictures up of herself after the marathon, she took around 8 hours to do it bless her. She ended up with blisters the size of eggs, toe nails falling off and ligament damage :( poor thing. She's always been much fitter than me so that told me not to get any bright ideas myself about doing it!

    well done on the LSD, I definitely think PAD is a good idea. I know so many who do it and pay off their debts quicker. We can't really do that on a dmp, shame really but if i up my payments one month because i have the money, they expect it every month.

    Hope you're having a good day :)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi Mr B

    Sorry haven't been about..RL has been just too busy. Excellent that you're still being optimistic about getting a hotel, change of life plan....maybe a nice redundancy package to kick start it all?!

    Get that hand looked at....and that's an order;)

    Ran 4 miles this morning..felt good and all before breakfast. Hardly a marathon tho..not sure I want all that wear and tear on my joints if I am honest!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Keep an eye on that hand Mr B, don't ignore it plse.

    Really hope you find some time to relax and de stress on Sunday after looking at the hotel tomorrow. Interested to hear how it goes.

    Have the piano books arrived yet ? DD1 has been teaching herself with a little help from me , with the aid of books and also the internet. She has quite an ear for it though and is able to listen to a song , sit down and figure out how to play it herself. Something I could never do. I am trying to teach her how to read music when I get time, but she is happier working things out for herself being Miss Independent so I am wondering of I am just wasting my time! :)

    Take Care xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Mr B, am watching the hotel inspector and the hotel is called Bonnington Hotel! Just thought of you as I was watching so thought I'd pop in :) (completely random....)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi Mr B..well done for having a debt conversation with DW..and hope she doesn't get these blackouts too often..sounds pretty disturbing

    And..any news on the accounts?? Very interesting. I hope it comes off for you both
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Hope you are having a nice relaxing day today and your hand is feeling better, Do you feel better for having that debt chat with OH? I know I did, even if they don't know the full extent

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    We have a kitchen loan for our cottage which sounds very similar to your boiler loan. I had forgotten about it until I read about your boiler loan. Interest is far too high.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Stay calm Mr B..hope it resolves itself soon
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Evening Mr B, you sound very stressed, perhaps put the Riviere on repeat for a while ;) I hope you manage to get all the little niggly problems sorted out. Take care (and perhaps take some time out?) :) xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Mara_uk7
    Mara_uk7 Posts: 1,219 Forumite
    Seventh Anniversary Debt-free and Proud!
    That is a wonderful bit of music, very soothing. Good taste Mr B !
    Its just a bad day, Not a bad life .. :cool:
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