We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

100 months to turn the money situation round

1171820222381

Comments

  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    yep it is one bill i dont like paying either ... but we have to ... even if it is another mortgage
  • Souk08
    Souk08 Posts: 3,240 Forumite
    Hi lovely, mind how we talked about food the last time we met up. Mum got taken into hospital yesterday and I had a sticky toffee pudding, a Twirl and a slice of cheese last night AFTER MY TEA!!!! Emotional eater, me?! XXX
    'The road to a friends house is never long'
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    yikes soul ... good that you recognised it ... how do you plan on dealing with it ( looking for hints here)

    hows mum? fingers and toes crossed she is ok
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    Sorry I had to !!!!!! off earlier and sorry I'm going to again in a mo :o

    Too much work. Just done my final test for the census work which may battle the wolf back from the door for a few months. Now to strategy :wall::wall:

    Oh joy. Take care, drop me a line if you want a chat. See you at the end of April!

    B x

    (I don't know why I am saying this, I'm still going to be here for the next month!)
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Fingers crossed it works out for the census ... And fingers crossed forkeeping those wolves from the door ...
  • Souk08
    Souk08 Posts: 3,240 Forumite
    Last night...I gave it as it's my mum. She'll be fine. Usually I think 'is this going to beat me' and ignore the craving as I'm stronger than it X Thanks love X
    'The road to a friends house is never long'
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Right i want some of your it aint gonna beat me bit .... I dont know why but i am still eating crap and getting annoyed by it all more and more ....

    Great news on your mum ... I'm sure she wont mind a little bit of spoiling though .... Will need to arrange a meet up again soon
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    well today we started with the shopping ... 2 mozzerlla cheese (grated for pizza) 2 for £3 2 loaves of bread 2 for £1.50 and we cash backed £20 for milk etc for as and when we need it ...

    took out pizza base from the freezer so it is pizza for me tonight with some frozen fruit ( cherries and blue berries) with icecream for later ( fruit defrosting)

    went to the pics to see unknown ... we have budgetted £15 for the month for the cinema ... todays trip came to £5.30 so were doing ok there

    ive started reading the richest man in babylon ... i had noticed kc ( i think it was) talking about it on her thread saying i think it was firewaker that had mentioned it to someone else ( i think saving not too sure... i am so bad with names) anyway i started it today and i have to say it really struck a chord with me ... have only just started it but it's making sense ... ok it is nothing new i am learning but somehow i am suddenly understanding things more ... why is that? why do we finally listen to advice after hearing the same advice for years ? why finally do we take heed and say hey thats a good point? ... i wish i had understood it to the level i do now years ago ... my life wouldve been so different ... no point in living in regret but i tell ya things will change ... just hope i am not banging my head off the wall by the time i have finished the book with anger and frustration with myself lol
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Just finished the book ... Its a very easy quick book to read ( ive been to the cinema watched fims ,t.v etc had dinner washed dishes and still managed to read it in a few hours .... Would deff recommend it to someone wanting to be in control of their money ... Thanks whoever ( kc. Firewalker. Saving etc) that discussed ir on their diary
  • Firewalker
    Firewalker Posts: 2,682 Forumite
    Yep, the Richest Man in Babylon is great. I use the the proportions religiously - well almost (the proportions are slightly different). With one correction - we started putting aside about 12% for doing nice things for ourselves.

    Firewalker
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.