100 months to turn the money situation round

elantan

chevalier wrote: »

hi elantan. Well done for taking a stand with your mum. That is very hard to do sometimes. Good luck with OH doing the food budget. I am sure you are going to get very creative with geting round that swear filter!!!! And it will be good experience for him....
chev

thanks chev .... tbh i have never had a great relationship with my mother ... this is almost in a way the excuse i would be looking for ... but if it was someone other than my mother i wouldve broken off contact years ago so i think she has had more than her fair shot of chances to be honest ...

will need to talk nicely to z to see how he gets round the swear filter i think ... other wise all you will see is !!!!!! !!!!!! !!! !!!!!! !!! for the next month lol

how's things for you now?

elantan

ok pensions ... what should i do about mine ... thinking out loud here by the way ... can i be paying too much to my pension ?

boredofbeingathome

elantan wrote: »

now that i would pay to see .... yes was thinking that about the pastry etc as well ... some of the things i dont think we will be able to eat tbh .... but i spose we wont know till we try ... well done on mr b ... was very proud of him for that one

I have had offers for payment before..:eek::rotfl::rotfl:

The planner is for dipping in and out of and will help adjust the budget overall. Just think if you use say 50% of it then that has to represent a massive saving.:money::T

I am getting there with Mr.B, i do have to give him credit for this..the savings have been there for a while from other measures, but this one he is taking control of for himself for a change. I feel he has finally understood where i am coming from with things. It is to his benefit after all, i don't do things just for the sake of it..i want a future.:D

elantan

I love that " i want a future" really love that

elantan

well today was pay day so i have paid off £100 from the visa ( half to oh's half to mine) and transferred some money to the savings ... i also managed to start paying off the council tax ... i know its a bill that comes round every year but boy it hurts ... so i paid £150 towards that so that i have met March's payment ... i still have to give hubby his money and i have another £100 to pay to the visa's ( going to be about £300 short for paying that this month) but other than that it's just money for diesel going to the cinema ( have thought twice this month using orange wednesdays totalling £12.80) and the direct debit mandates

oh and we got £5.14 for two phones that we sent to envirophone ... so half to mortgage half to savings ... every wee bit helps

elantan

dont know whether to be apprehensive or excited ... mr el is doing a cupboard check .... its gonna be interesting to see if he fills the cupboards then says there is nothing here i want and goes out for a carry out like he has done for the last 23 years rofl

redsquirrel80

Fingers crossed for a non-sweary cupboard-checking outcome

elantan

we have piquante peppers .... tonnes of beans and peeled tomatoes ... tuna !!!!!! no one eats tuna in our house ... there are obviously more exciting things in the cupboards but we will have to wait with baited breath to see what can be made out of it all lol

elantan

so tonights dinner was a soy/tofu type kid on chicken thing ( i really dont like them ... hence the reason it had been in the freezer for a long time) with cabbage and brocolli ... was very enjoyable i must say ( ok kid on chicken wasnt but i was expecting much worse)

also got a text in today informing us that our flights have been changed ... so have had to amend the car hire etc

i'm getting slightly concerned that husband might still be on the sick by the time we are due to go on holiday but will worry more about that closer to the time ...

still thinking about pensions ... i wonder if i am paying too much into mine .. ok whats too much... but i am thinking is it worth my while paying in if i aint gonna have a great standard of living when i retire anyway ... just thinking out loud still

gilligansyle

Glad the cupboard searching didn't result in too much of an oddity.

I know I shouldn't, but I *really* resent Council Tax. Maybe its because I used to work for the Council.