Nationwide (merged)

natweststaffmember

cheesypuff wrote: »

Hi wonder if anyone can help me please? I just got a letter back from Nationwide today detailing my charges of £1,952. A letter was with it saying about bank charges being on hold. What do I do now?? Do I send another letter off now?

Many THanks

Did they send you an income and expenditure form?

esmerellda

Are you in financial hardship ? If not in severe hardship then claims are on hold and there isnt much you can do until the test case is resolved.

cheesypuff

Thanks for replying
No they didnt send a I&E form, and would not qualify for harship case. I thought there was another letter I needed to send after getting a list of charges.

esmerellda

You need to send the http://www.moneysavingexpert.com/redir/d8af30af letter from http://www.moneysavingexpert.com/reclaim/bank-charges#step2

cheesypuff

Thanks Esmeralda

esmerellda

no probs, shout if you need help x

Sappoo21

would they or could they also take away my overdraft of a £1000
this what the wife is most worried about. help gratefully received

jopwo_87

They probably will as they are bast$ards.
Sorry

musedude01

I contacted Nationwide regarding my account and they have sent a reply which I have received containing a statement with all the last 6 years charges on the accounts which totals just shy of £4000. In the statement they have included interest charges, now when it comes to claiming back my money can I then add interest charges on top of all of this for each individual payment.

Could somebody please guide me what to do now? I have set up a new account with another bank so I'm not worried about losing my Nationwide account.

TheMoneyMan

spurious wrote: »

Hi. I have a Nationwide account. I had no overdraft facility but they honoured a direct debit, then charged me for it. Since then I have left the account unused but every month they send me a statement telling me they've charged me another load of money for having an unauthorised overdraft. The balance is now over £200 overdrawn, all because they decided to pay a direct debit, charge me for it, then continue to charge me because of this.

Can I claim any of that back? I know we can reclaim charges for returned s/o and d/d but what about general overdraft charges?

Instead of spending so much time getting charges refunded. It would've made more sense to manage your finances properly in the first place!

Treat the cause...not the effect!